Comparison

Click Approval vs Townsgate Servicing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Click Approval

Features
Read full description

Welcome to the future of homeownership with Click Approval, a transformative mobile application designed to simplify the home buying or refinancing process. Click Approval offers a wealth of features tailored to meet the unique needs of both home buyers/owners and real estate agents. For the Home Buyer/Home Owner Whether you're looking to buy a home or refinance, the Click Approval App is your essential companion. Designed with user-friendly features, the app supports you at every step of the homeownership journey, ensuring a seamless, intuitive experience. Key Features: • Calculate and Compare: Use our mortgage calculators to run various scenarios, understand potential costs and savings, and determine the most suitable loan for your needs. • One-stop Platform: Apply for a loan, authorize credit reporting, verify your income, employment, and assets, and complete numerous other tasks all within the platform. • Integrated Home Search: Discover your perfect home without leaving the platform with our integrated home search tool. • Paperless Transactions: Say goodbye to printed applications and complicated forms. Fill out your application and eSign disclosures right within the app. • Easy Document Uploads: Our built-in mobile scanner lets you securely and swiftly scan and upload documents, expediting your loan approval process. • Stay Informed: Receive real-time updates about your loan status, important notifications, and the latest industry news that could affect your loan. • Secure Communication: Our instant chat feature allows you to reach out to your loan team anytime you need assistance or have questions. • Homeowners Insurance: Complete homeowner insurance tasks before closing, upload proof of existing insurance, or compare rates and coverage and purchase a new policy within the platform. • Bilingual Support: To accommodate our Spanish-speaking users, we offer basic loan initiation information in Spanish, easing the loan inquiry process. For the Real Estate Agent Boost your productivity and enhance your client relationships with the Click Approval App, designed to streamline your operations and provide a personalized experience for your clients. Stay connected, maintain personal relationships, and capitalize on client interactions with our innovative toolset. Key Features: • Customized Branding: The Click Approval app allows you to integrate your brand, logo, and contact details into the mobile app, online portal, and online mortgage loan application. • Rapid Pre-Qualification and Pre-Approval: Generate pre-qualification and pre-approval letters for your clients within seconds, streamlining the loan process. • Integrated Home Search: Use our integrated home search tool to showcase available properties, and gain insights into your client's search activities. • Lead Nurturing: Leverage insights from client interactions to foster long-term relationships and convert leads to closed loans more efficiently. • Mortgage Scenario Calculations: Empower your clients to explore various mortgage scenarios to match their budget while staying updated each time a calculation is run. • Team Collaboration: When working with real estate agents, create a collaborative version of the mobile app to provide your clients with an even more personalized and efficient experience. Experience the simplicity, efficiency, and personal connection that Click Approval brings to the world of home buying and selling. Download today and step into the future of mortgage lending.

About

Townsgate Servicing

Easily manage your home loan with 24/7 access to your account. Track payments, set up automatic payments, download statements, and manage escrow details. Get payment reminders and process refunds efficiently.

Highlights
  • Check loan balance
  • Track payments and activity
  • Set up automatic payments
  • Make one-time payments
  • Download statements
  • Manage escrow, tax, and insurance
  • Get payment reminders
  • Process refunds
Features
Read full description

Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to: - Check your current loan balance - Keep track of loan payments and activity at a glance - Set up automatic, recurring monthly payments or make a one-time payment - Download and view statements and documents, making it easy to go paperless - Get payment reminders - Manage escrow, tax and insurance - Get available refunds with eDisbursements - Make principal reduction and escrow shortage payments *App available in Spanish./App disponible en Español. PennyMac Loan Services, LLC, dba Townsgate Servicing: Publication Rules PennyMac Loan Services, LLC, dba Townsgate Servicing does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of PennyMac Loan Services, LLC, dba Townsgate Servicing once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity, Townsgate Servicing, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third-Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review state licenses and important notices. The information included in this communication is considered confidential and proprietary, and any unauthorized reproduction is prohibited. © 2025 Pennymac, Townsgate and all related marks are service marks of Private National Mortgage Acceptance Company, LLC and/or its subsidiaries or affiliates. Third-party content is the property of its respective owners. All rights reserved. (04-2025) No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this App. Townsgate Servicing does not operate in New York, Massachusetts or Alaska.

Screenshots

Click Approval4 screens
Townsgate Servicing4 screens

Verdict

The call

The clearest difference is update cadence: Townsgate Servicing at fortnightly against Click Approval's every 5 months. Townsgate Servicing also leads on iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Click Approval ships an update every 5 months, Townsgate Servicing fortnightly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 7 level
Click Approval versus Townsgate Servicing: the parameters behind the verdict, then further details
ParameterClick ApprovalTownsgate Servicing
PriceFreeFree
Rating—4.8 (34 ratings) — better
Number of ratings—34 — better
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS18.016.6 — better
Further details — not scored
Size95 MB66 MB
Age rating4+4+
DeveloperPrimary Residential Mortgage, Inc.PennyMac Loan Services, LLC

In-app purchases

None

Click Approval

No in-app purchases

None

Townsgate Servicing

No in-app purchases

Questions

Is Click Approval free?
Click Approval is free to download, with no in-app purchases.
Is Townsgate Servicing free?
Townsgate Servicing is free to download, with no in-app purchases.
Do Click Approval or Townsgate Servicing have ads?
Neither Click Approval nor Townsgate Servicing shows ads.
Which is updated more often, Click Approval or Townsgate Servicing?
Click Approval ships an update every 5 months, and Townsgate Servicing fortnightly. Most recently, Click Approval was updated on October 5, 2026 and Townsgate Servicing on October 13, 2026.

Other comparisons