Lumy for YNAB vs BreadStack

Lumy for YNAB is the #1 companion app to the You Need A Budget (YNAB) app. If you are searching for an app with beautiful charts, reports, and metrics that help you better visualize your spending habits, look no further! Lumy for YNAB works by linking to your YNAB budget and using the data returned by YNAB's public API (fancy-talk for "a way to talk to YNAB's servers") to create amazing charts and nerdy reports. Here are just a few things Lumy for YNAB offers: Charts, charts, charts! - Daily Net Income--How much money are you earning on a daily basis? - Days of Buffer--How many days of spending would your budget support if you no longer had income? - Net Worth--When considering your assets and liabilities, how much money do you have? - Income v. Expense--Visualize your spending against your income. Are you making more than you're spending? - Spend by Category--Which categories are you spending the most in? - Spend by Day of Week--What days make you feel extra spendy? - Spend by Payee--Who are you giving all your money to? Spend Trackers: Track spending by category (or category group), payee, memo keyword, flag color, or even a combination of these. See net spend, weekly spending, monthly spending, percentage of income spent, and more! Frugal Months: Want a challenge? Push yourself to spend less than the limit you set in a given month. Notifications help you stay updated and on track all month. Lumy for YNAB takes your YNAB experience to the next level. Trust us, you've never YNAB'd like this before. Resources: Privacy policy: https://lumyforynab.app/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

BreadStack: Envelope Budget App Take control of every dollar with the envelope budgeting method — the system proven to stop overspending and build real saving habits. BreadStack turns your money into spending stacks. Assign every dollar a job before it leaves your account. Know exactly what you have left for groceries, rent, fun money, and everything else — in real time. HOW IT WORKS Create stacks for each spending category. Set a budget. Spend. Your balances update as you go. No spreadsheets. No guessing. FEATURES • Spending Stacks — Unlimited envelopes for every category • Budget Calculator — 50/30/20, 70/20/10, or fully custom splits • Savings Goals — Track progress toward any financial goal • Spending Insights — See exactly where your money goes each month • Transaction History — Every dollar logged in one place • Home Screen Widget — Check balances without opening the app • Parent Portal — Share read-only access for family accountability • Dark mode, fully optimized WHY BREADSTACK Most budgeting apps track spending after the fact. BreadStack works before you spend. You see the limit before you swipe — so you stay in control. Built for college students, young professionals, and anyone ready to stop wondering where their money went. GET STARTED FREE Download free. No credit card required. Upgrade to Pro when you're ready for advanced features. Terms of Use: https://breadstackapp.com/terms Privacy Policy: https://breadstackapp.com/privacy