Stashem vs BackPay

Raise funds from your community and reward them. Back the people you believe in and get rewarded. Stashem gives creators a new way to raise funds directly from the people who believe in them — and gives Backers a way to support that growth and receive monthly rewards directly from the Creator. Creators get backed. Backers get rewarded. Stashem turns belief into shared growth. A new category of inclusive growth where creators and the people who back them can grow together. HOW STASHEM WORKS Creators launch their own Creator Tokens and set the price. Backers buy those Tokens directly from the Creator, providing capital the Creator can use to build what comes next — content, ideas, businesses, projects, or their personal brand. In return, Creators reward their Token Owners every month through Backer Rewards. The more eligible Tokens you hold, the greater your share of that Creator’s monthly reward. You back them. They give back. FOR CREATORS Turn belief into backing. Every Creator starts with 10,000 Tokens, chooses their Token price, and sets their monthly Backer Reward. When Backers buy your Tokens, you gain a direct source of funding from the people who believe in what you are building. Use that backing to create more, build more, and grow your personal brand. And as people back you, give back to them every month. FOR BACKERS Back people you believe in. Get rewarded. Discover Creators you believe in, buy their Tokens directly from them, and build a portfolio around people. With Stashem, you can: * Discover and back Creators * Buy Creator Tokens directly from Creators * Hold multiple Tokens from the people you believe in most * Receive monthly Backer Rewards directly from Creators * Earn a larger share of rewards based on the eligible Tokens you hold * Track your Tokens, rewards, and earnings in one place * Withdraw eligible backing after the initial 30-day period under Stashem’s pro-rata withdrawal rules MONTHLY BACKER REWARDS Backing goes both ways. Creators set and fund a monthly Backer Reward for eligible Token Owners. Each month, that reward is shared among eligible Backers based on the number of Tokens they hold. The Creator funds the reward. Stashem distributes it to eligible Backers. Backers fund Creators. Creators reward Backers. YOUR BACKING When you buy Creator Tokens, your backing goes toward funding the Creator. That backing is released to the Creator progressively over the applicable 12-month funding period. After the initial 30-day holding period, you can withdraw the eligible portion of your backing that has not yet been released to the Creator. Withdrawals work on a pro-rata basis: As more of your backing is released to the Creator over the 12-month period, the amount remaining eligible for withdrawal decreases. This creates a simple relationship: 1. You provide the backing. 2. The Creator receives funding over time. 3. The Creator rewards you while you hold eligible Tokens. YOUR STASHEM WALLET Token purchases are made using funds in your Stashem Wallet. Add funds by card, use your balance to back Creators, and keep unused funds available for future backing. Eligible unused funds you added can be requested back to the original payment method. Money you earn through Stashem is tracked separately and paid to your eligible debit card according to Stashem’s payout cycle. BUILT AROUND VERIFIED PEOPLE Stashem is a closed ecosystem designed for verified members aged 18 and older. * Tokens remain within Stashem. * Every Token purchase is recorded. A Stashem Token represents a contractual relationship between the Creator and the Backer who owns it. Creators get a new way to raise funds directly from their community. Backers get a way in on the action — and receive monthly rewards directly from those Creators. Followers become Backers, Support becomes participation and growth becomes something both sides can share in. Stashem — Where backing goes both ways.

BackPay – Freelance Agreements That Work BackPay is a contract enforcement and payment coordination platform that lets freelancers and clients create binding agreements with financial accountability built in. No escrow. No games. Just clear terms and real consequences for both sides. How It Works: 1. Create an agreement with deposit amount, scope, and deadline 2. Client pays deposit upfront—funds land in your BackPay Wallet immediately, ready to withdraw anytime 3. You complete the work by the agreed deadline 4. Client releases final payment on approval 5. You get paid in full Key Features: • Binding Contracts – Legally enforceable agreements both parties sign • Immediate Deposits – Money hits your wallet the moment the client pays—no waiting • Flexible Withdrawals – Pull funds to your bank account anytime (Standard 2–3 days or Instant) • Real Accountability – Both parties have skin in the game; non-delivery has real consequences • BackPay Score™ – Your reputation score reflects your standing and unlocks lower fees as you build trust • Dispute Resolution – If things go wrong, BackPay enforces the contract terms you agreed to • Biometric Security – Face ID keeps your account and wallet secure For Freelancers: Get paid upfront for deposits. Complete work on deadline. Get the remainder payment when approved. No unpaid invoices. For Clients: Hire with confidence. Freelancers are bound by contract. Non-delivery triggers real penalties. You control the remainder payment until you're satisfied. Whether you're a designer, developer, writer, consultant, or any service provider, BackPay gives you a professional framework to work with serious clients—and earn the trust that lowers your fees over time.