Sem vs Cubby Budgeting App

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

Meet Cubby - the cozy little bear who helps you track spending, grow your savings, and finally feel in control of your money. No spreadsheets, no stress, just a simple and delightful way to watch your money grow. WHY YOU'LL LOVE CUBBY See where your money goes - a clear monthly overview of income, spending, and what you saved Spending by category - a beautiful breakdown so you always know where it went Wants vs Needs - see how much goes to essentials versus extras Savings buckets - split your savings into goals like Home, Emergency, or a new Car Goal tracking - set a target and watch your progress climb Subscription tracker - keep every recurring charge in one place and cancel the ones you forgot about Activity history - your full transaction log, neatly tagged and easy to edit Budget month by month - swipe back through past months to spot your trends Build a streak - log consistently and Cubby cheers you on MEET CUBBY Cubby reacts to how you're doing with playful messages and moods - a bear that's genuinely proud when you save. Building good money habits has never been this cute. MADE SIMPLE Add transactions in seconds, organize your savings, and customize your home dashboard the way you like. Sign in and your data follows you across devices. CUBBY PREMIUM — COMING SOON We're hard at work on premium upgrades, including: Automatic bank sync — connect your accounts (coming soon) Investing insights (coming soon) Unlimited goals and buckets (coming soon) Advanced reports and exports (coming soon) Premium features are on the way - stay tuned! Start small, stay consistent, and let Cubby help you grow. Download today. SUBSCRIPTION INFORMATION Cubby offers optional auto-renewable subscriptions and one-time purchases: Cubby Plus — $1.99/month or $19.99/year (removes ads, 6 months of history) Cubby Premium — $9.99/month (automatic bank sync 4× daily, 1 year of history)(Coming Soon) One-time account import — $2.99 per account (single sync, no subscription)(Coming Soon) Payment will be charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://cubbyapp.net/privacy Terms of Use: https://cubbyapp.net/terms