Comparison

DayEarns vs Debt Payoff Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DayEarns

Manage clients, schedule appointments, and track your daily earnings and tips. This app helps small service businesses generate and share PDF receipts, and keep client notes. It's designed for freelancers and beauty professionals needing a lightweight business management tool.

Highlights
  • Client management
  • Appointment scheduling
  • Earnings and tips tracking
  • PDF receipt generation
  • Loyalty points
  • Client notes
Features
Read full description

DayEarns is a simple business notebook for small service businesses. • Manage clients and visit history • Schedule upcoming appointments • Track daily earnings and tips • Generate and share PDF receipts • Loyalty points and client notes Perfect for nail salons, beauty techs, freelancers, and anyone who needs a lightweight client + earnings book — not a heavy POS system.

About

Debt Payoff Planner

This app helps you manage and pay off debts by tracking loans and credit cards. It offers two popular payoff strategies and provides insights into your progress and estimated debt-free date. Your financial data is kept private and stored only on your device.

Highlights
  • Track loans, credit cards, and mortgages
  • Compare snowball and avalanche payoff methods
  • Estimate debt-free date
  • Log payments and update progress automatically
  • View principal vs. interest breakdown
  • Offline functionality
  • No account or bank connection required
Features
Read full description

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://debtpayoff.app/privacy Terms of Use: https://debtpayoff.app/terms

Screenshots

DayEarns4 screens
Debt Payoff Planner4 screens

Verdict

The call

The clearest difference is in-app purchases: DayEarns at none against Debt Payoff Planner's 2. DayEarns also leads on iOS requirement (17.0 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. DayEarns asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for DayEarns against 5.0 for Debt Payoff Planner. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

DayEarns ships an update every 4 weeks, Debt Payoff Planner fortnightly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 7 level
DayEarns versus Debt Payoff Planner: the parameters behind the verdict, then further details
ParameterDayEarnsDebt Payoff Planner
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews—0.0% of reviews
Number of ratings11
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size1 MB32 MB
Age rating4+4+
DeveloperThong Quang VuLinas Nutautas

Customer experience

DayEarns

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Debt Payoff Planner

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

DayEarns

No in-app purchases

2 purchases

Debt Payoff Planner

Subscriptions2
  • Debt Tracker Premium$4.991 Month
  • Debt Tracker Premium7 Days trial$29.991 Year

Questions

Is DayEarns free?
DayEarns is free to download, with no in-app purchases.
Is Debt Payoff Planner free?
Debt Payoff Planner is free to download, with in-app purchases available.
Which has better reviews, DayEarns or Debt Payoff Planner?
DayEarns and Debt Payoff Planner are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do DayEarns or Debt Payoff Planner have ads?
Neither DayEarns nor Debt Payoff Planner shows ads.
Which is updated more often, DayEarns or Debt Payoff Planner?
DayEarns ships an update every 4 weeks, and Debt Payoff Planner fortnightly. Most recently, DayEarns was updated on November 3, 2026 and Debt Payoff Planner on November 8, 2026.

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