财小蜜 vs DivSet

当你的资产越来越复杂，普通记账已经不够用了。 财小蜜是一款为财务结构复杂的人打造的个人资产管理 App。 如果你同时拥有多个券商账户、多种投资产品、多张银行卡、多个币种资产，财小蜜帮你在一个 App 看清全部资产与净值变化。 不仅记录收支，更管理你的整体财富结构。 ### 为什么选择财小蜜？ * 多市场投资统一管理 支持大陆 A股、港股、美股、台股，我们还支持新加坡、日本英国等国家的股市（T-1 行情），以及基金、ETF、黄金、定存、加密货币等资产类型。 不同市场、不同资产，一站式管理。 * 多币种自动折算 支持人民币、美元、日元、港币、新台币等主流法币自动换算，一键查看本位币总资产。 跨境投资、多币种资产不再混乱。 * 自动计算投资收益率 自动统计持仓成本、收益率与净值变化趋势，生成个人净资产（Net Worth）曲线，帮助你真正理解财富增长。 支持自动计算年化收益 XIRR * 加密资产 & 贵金属支持 支持 BTC、ETH、稳定币等加密资产记账与成本计算； 支持实物黄金、纸黄金持仓盈亏统计。 * 多账户资产整合 多张银行卡、多支付账户、多账本隔离（个人 / 家庭 / 副业），统一管理资产负债结构。帮您分析各种资产的持仓占比，每一次交易的成本变化。 * 支持各种资产操作 包括定投、分红、红利转投、送股、合股、拆股、转仓等操作 * 支持自动资产 如果你还有其他各种投资，包括但不限于国债、保险等资产，也可以使用自定义投资功能。 * 支持交易回放 每一次交易，都会自动为你计算持仓价格。支持对交易历史进行回放，方便回溯自己的交易。 ## 常规记账功能也很强大 * 复杂记账场景，也能轻松处理 * 联合支付、手续费、优惠券、退款 * 报销管理与状态追踪 * 借贷利息计算与还款提醒 * 信用卡账单与分期管理 * 周 / 月 / 年多维度预算 * 支持网页版记账 财小蜜不是简单记一笔账，而是让复杂财务结构变得清晰。 * 强大的数据导入能力 * 支持导入各种格式，包括PDF/Excel/CSV等格式i * 微信支付、支付宝账单 * 多家银行流水 * 多种主流记账 App 数据迁移 * Excel 模板导入 * 自动识别与归类，大幅减少重复录入。 * AI 智能记账 * 语音 / 文本自动识别分类与金额 * 支持合并计算（如“早餐15+咖啡30”） * 支持截图记账 * 支持导出各种数据，无需会员即可导出，来去自由 * 支持图表放大 让复杂记账变得更高效。 ## 更多的定制化 * 支持多套图标风格切换 * 支持多主题 * 支持图表颜色和粗细的定制 ## 专为这类人群设计 * 同时投资多个市场的人 * 持有股票、基金、黄金与加密资产的人 * 拥有多张银行卡与多币种账户的人 * 希望系统管理个人净资产的人 如果你只是简单记录日常开销，财小蜜并不一定适合你。 但如果你的财务结构已经变得复杂，它会成为你的核心资产管理工具。 * 极致体验 * 无广告干扰 * 极速启动 * 云端备份与多设备同步 * 数据本地加密存储 * 专注资产管理本身，而不是打扰。 ================================== 投资记账，财小蜜是你的不二之选

How much dividend income did you receive this year? Which holdings contributed the most? DivSet brings annual income, holdings, dividend records and dividend stock screening into one ledger. Search by stock name or symbol and enter your shares and purchase dates to get started. No account registration is required. ANNUAL INCOME AT A GLANCE Switch years to see total, received and estimated or pending dividends. Holdings and their dividend totals update for the selected year, so you can see each stock’s contribution. Dividends are grouped by payment year; market values use the latest available quotes. HISTORICAL DIVIDENDS Estimate historical gross dividends using your purchase and sale dates, eligible share counts and available dividend records. Open a holding to see annual totals, dividends per share, ex-dividend dates and payment dates. PAYMENT RECORDS View dividends by month and distinguish received, upcoming and estimated payments. Review individual amounts and dates, and enter the actual amount from your broker for editable records. HOLDINGS AND TRADES Choose a stock and enter the quantity and purchase date in one flow. Add to existing holdings or edit and delete purchase and sale records. DivSet updates the share count and dividend estimates. Sort by market value, annual dividends or name, and filter active or closed positions. SEPARATE PORTFOLIOS Create and name independent ledgers for brokerage accounts, investing goals or family members. Switch accounts in Settings to see the corresponding holdings, trades, dividend records and annual income. COMPARE DIVIDEND STOCKS Browse Chinese A-share dividend stocks by sector, including banking, energy, utilities, finance, consumer and shipping. Sector filters update the average yield, dividend streak and estimated annual dividends per CNY 100,000. Expand individual sectors or combine results into one table. Compare price, trailing P/E, dividends per share, current yield, five-year average yield and consecutive dividend years. Sort columns, scroll horizontally, adjust the table size and refresh quotes. SHARE AND BACK UP Create a poster of the dividend stock list, or browse, save and share app posters in Settings. Export holdings, trades and dividend records for the current account as CSV. Preview supported CSV imports before replacing the current account’s records; other accounts are unaffected. ON-DEVICE LEDGER AND REMINDERS Holdings, trades and dividend records stay on your device. With notification permission, DivSet can remind you at 9:30 a.m. on recorded ex-dividend and expected payment dates, with the relevant account name. Choose from three themes and matching icons. DivSet supports iPhone and iPad, and you can send feedback by email from Settings. The app interface is in Simplified Chinese. ABOUT THE DATA Totals include received dividends and estimates. Historical estimates depend on the trades you enter, eligible shares and available data. Check actual receipts against your brokerage statements. Quotes and dividend data require an internet connection and show the applicable quote date. Dividend stock data is updated after market close on trading days and is not real-time. Market data requests do not upload your share quantities, trades or ledger. You manage the CSV files you save. Estimated annual dividends are illustrative and do not predict future returns. DivSet is a recordkeeping and research tool and does not provide investment advice. Check company announcements, exchange disclosures and brokerage records for final figures.