Comparison

Income Expense Planner Paytodo vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Income Expense Planner Paytodo

This app helps you manage your finances by tracking payments and providing reminders. It visualizes your progress towards debt reduction and financial goals, making it easier to stay on track.

Highlights
  • Payment tracking
  • Debt reduction visualization
  • Customizable payment reminders
  • Credit and loan payment organization
  • Financial goal progress tracking
Features
Read full description

Take charge of your money! With the PayToDo Payment Tracker app, managing your financial tasks is now easier than ever. Get payment reminders and tracking features on set days each month to steadily reduce debt and pave the way to a debt-free future. Track Credit Payments: Keep all your credit and loan payments organized in one place. Clearly see when you’ll complete payments. Towards a Debt-Free Future: The app shows how close you are to reaching your financial goals. Every payment brings you a step closer! Custom Notifications: Receive reminders as your payment day approaches to help you stay on time. Terms of Use: https://tinyurl.com/2usemw8j Privacy Policy: https://tinyurl.com/bde4zece

About

Subscription Tracker

Features
Read full description

SubClock is a subscription tracker for iPhone. Add the services you pay for, see the next charge, and review renewals before they hit. Know what you pay • A large monthly total on Home, plus monthly and yearly normalized totals • Weekly, monthly, yearly and custom billing cycles • Upcoming payments grouped by category, with the next charge up front • Lists to filter Home, for example personal and work You stay in control • No bank login and no automatic detection: you enter the real amount, billing date and cycle • Start from a custom entry or one of 12 service templates. Templates fill in the name and category, never the price • Pause, cancel, archive or delete entries at any time Reminders and calendar (Pro) • Local alerts 3 days and 1 day before each renewal, at noon • Upcoming renewal dates on a calendar Savings • Savings from subscriptions you cancel and keep in the list • You cancel with the provider. SubClock records it and shows the recurring spend you now avoid Many currencies • Totals in your regional currency, converted with a dated reference rate, while your original amount is kept • Change your currency anytime in Settings Free keeps up to 2 subscriptions. Pro unlocks calendar, reminders, detailed savings, and 3 or more records. Your subscription details stay on this device. SubClock does not sell financial data. Monthly and yearly Pro plans renew automatically until you cancel. Lifetime is a one-time purchase. There is no free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Income Expense Planner Paytodo4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Income Expense Planner Paytodo at 16.0 against Subscription Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Income Expense Planner Paytodo sells 4 in-app purchases, starting at $3.99 per 7 days and Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Income Expense Planner Paytodo ships an update every 2 weeks, Subscription Tracker every 3 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 9 level
Income Expense Planner Paytodo versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterIncome Expense Planner PaytodoSubscription Tracker
PriceFreeFree
Rating4.9 (15 ratings) — better—
Positive reviews90.0% of reviews—
Number of ratings15 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size5 MB13 MB
Age rating4+4+
DeveloperUZELABS YAZILIM COZUMLERI TICARET VE SANAYI LIMITED SIRKETIAhmet Onur Sahin

In-app purchases

4 purchases

Income Expense Planner Paytodo

Subscriptions3
  • Weekly Access Premium$3.997 Days
  • Monthly Access Premium$7.991 Month
  • Yearly Access Premium2 variants$39.991 Year
One-time1
  • Lifetime Access Premium$99.00
3 purchases

Subscription Tracker

Subscriptions2
  • SubClock Pro Monthly$3.991 Month
  • SubClock Pro Yearly$29.991 Year
One-time1
  • SubClock Pro Lifetime$49.99

Questions

Is Income Expense Planner Paytodo free?
Income Expense Planner Paytodo is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Income Expense Planner Paytodo or Subscription Tracker have ads?
Neither Income Expense Planner Paytodo nor Subscription Tracker shows ads.
Which is updated more often, Income Expense Planner Paytodo or Subscription Tracker?
Income Expense Planner Paytodo ships an update every 2 weeks, and Subscription Tracker every 3 weeks. Most recently, Income Expense Planner Paytodo was updated on October 24, 2026 and Subscription Tracker on October 22, 2026.

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