Cliff Journal vs Spent Today

Record transactions, track accounts, and generate financial statements with double-entry bookkeeping. Cliff Journal is for freelancers, small business owners, and anyone who knows a debit from a credit. Private by design All data stays on your device. No account required. No ads. No subscriptions — buy once, use forever. Complete Bookkeeping Five accounting elements, a hierarchical chart of accounts, and a balanced debit and credit on every entry. Correct a mistake with a reversing entry so the audit trail stays intact. Quick Fill Save the accounts you pay from. When an entry is short on the credit side, tap a chip to fill the remainder. Mark one account as primary. The equals button fills an empty credit line with the amount still needed. Financial Statements Generate a Trial Balance, Income Statement, Balance Sheet, Statement of Owner's Equity, and Cash Flow Statement. Periods follow the owner's calendar: daily, weekly, monthly, quarterly, or yearly. Multiple Owners Keep separate books for different businesses. Each owner has their own database, currency, fiscal year, and accounting cycles. Templates and Reminders Save a recurring transaction as a template. Schedule a reminder so you record it on time. Home Screen Widgets See expenses, income, cash flow, or an account balance without opening the app. Small, medium, and large sizes. Periods follow your accounting calendar. Hide amounts when you want the numbers kept private. Export and Import Back up as CSV. Export a snapshot or a periodic archive, and import it on another device. Feedback welcome Any suggestions or feedback are highly appreciated.

Tired of complicated budget apps that track every aspect of your financial life? Spent Today offers a simple, elegant, and privacy-focused way to manage your money. Instead of just tracking debt, we help you answer: "What is my surplus?" Designed for speed and clarity, our app helps you log daily expenses in just a few taps and understand your habits without the overwhelming complexity of traditional finance apps. KEY FEATURES (FREE FOR EVERYONE): - Quick Add: Add new transactions in seconds. - Surplus View: See your total daily spending and remaining balance at a glance. - Transaction History: A clean, searchable list of all your past expenses. - Multi-Currency Support: Perfect for your global travels. - On-Device Privacy: Local security, zero mandatory accounts, and automatic background sync. - Apple Watch App: Check your daily totals right from your wrist. PREMIUM (ONE-TIME PURCHASE): No subscriptions. Ever. One purchase unlocks the full power of Spent Today forever. - Home Screen Widgets: Track your surplus without even opening the app. - Detailed Insights: Beautiful charts for weekly and monthly spending. - Custom Categories: Unlimited categories with unique icons. - Spending Limits: Set daily or monthly budgets with visual progress indicators. - CSV Export: Your data, your rules. Export for your personal records.