Comparison

AFN Vault vs Liberty Link

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFN Vault

Read full description

AFN Vault is a financial digital assistant available to you free through an invitation from your trusted Loan Officer. We help you get mortgage ready and manage your financial life. Organize in one place: Your AFN Vault dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your financial partner or institution to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

About

Liberty Link

Read full description

Liberty Link is a financial digital assistant available to you free through an invitation from your Liberty Home Mortgage representative. We help you get mortgage ready and manage your financial life. Organize in one place: Your Liberty Link dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed on your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with Liberty Home Mortgage to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt-to-income ratio, improving, or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment, and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use Liberty Link to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with Liberty Home Mortgage. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

Screenshots

AFN Vault4 screens
Liberty Link4 screens

Verdict

The call

AFN Vault and Liberty Link are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and June 5, 2026 respectively.

ScorecardNo meaningful differences
AFN Vault versus Liberty Link: the parameters behind the verdict, then further details
ParameterAFN VaultLiberty Link
PriceFreeFree
Update frequencyMonthlyMonthly
AdsYesYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size129 MB126 MB
Age rating4+4+
DeveloperAmerican Financial NetworkLiberty Home Mortgage Corporation

In-app purchases

None

AFN Vault

No in-app purchases

None

Liberty Link

No in-app purchases

Questions

Is AFN Vault free?
AFN Vault is free to download, with no in-app purchases.
Is Liberty Link free?
Liberty Link is free to download, with no in-app purchases.
Do AFN Vault or Liberty Link have ads?
Both AFN Vault and Liberty Link show ads.
Which is updated more often, AFN Vault or Liberty Link?
AFN Vault ships an update monthly, and Liberty Link monthly. Most recently, AFN Vault was updated on September 20, 2026 and Liberty Link on June 5, 2026.

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