PB Optimize vs Go Dutch Split

PB Optimize is a cloud-based technology solution designed to enable institutional investors to generate “operational alpha” through proper management of financing, collateral, treasury, and portfolio risk. Security: PB Optimize is committed to your security, supporting two-factor authentication and biometric login. Transparency: PB Optimize provides access to real time market and proprietary data for greater transparency and unique insights to inform decision-making. • Intraday and historical coverage on lending rate and liquidity levels • PB Optimize Marketplace provides bids for competitive pricing and cost savings Efficiency: PB Optimize helps streamline workflows and create efficiencies with flexible technology. • Customizable settings create a unique user experience • Multi-condition alerts allow users to monitor portfolio and market events • Movements Tools streamline workflows related to Asset Transfers across various counterparties 1163632.17.0

GO DUTCH – REVOLUTIONIZING GROUP BILL SPLITTING AND SHARED EXPENSES Go Dutch is the smartest, most personalized bill-splitting app that’s revolutionizing how people manage group expenses. Whether you're dining out with friends, splitting rent with roommates, or coordinating trip costs, Go Dutch makes sharing expenses seamless, fair, and transparent—so you can focus less on finances and more on living in the moment. Why Go Dutch? Because traditional bill-splitting apps only solve half the problem. We built Go Dutch to be smarter, more collaborative, and actually enjoyable to use—no awkward money conversations, no confusion, no hassle. Key Features That Set Us Apart SIMPLIFIED SPLITTING Split bills, tips, and taxes in just a few taps. Choose equal or custom splits, apply taxes or tips proportionally, and handle recurring expenses effortlessly. SMART TECHNOLOGY Go Dutch learns your group’s spending patterns and habits to recommend the most efficient, personalized way to split costs—saving time and avoiding disagreements. RECEIPT SCANNING & ITEMIZED SPLITS Snap a photo of any receipt to instantly digitize and itemize it. Assign specific items to people, apply tax and tips correctly, and ensure everyone pays their fair share. EXACT PAYMENTS Unlike basic split apps, Go Dutch ensures precision. You’ll only ever pay for what you ordered—including item-level selections, tips, and modifiers. FLEXIBLE OPTIONS Split items multiple ways, opt in or out of shared tabs, or create solo expenses. You’re always in control of what you owe and what you track. TRANSPARENT ACCOUNTABILITY View full receipt breakdowns, track payment statuses, and monitor progress in real time. No more chasing people down or forgetting what was spent. COLLABORATIVE TABS Create tabs for any event or outing. Everyone in the group can contribute, edit, or review expenses, making collaboration smoother and smarter. BUDGETING & NOTIFICATIONS Stay informed and on track with real-time push notifications, group spending summaries, and intelligent insights into your financial habits. PERFECT FOR: Friends dining out Group travel and trips Roommates managing rent and utilities Couples sharing expenses Family events and reunions Coworkers planning events BUILT FOR THE WAY YOU ACTUALLY SPEND Go Dutch is more than a finance tool—it’s a better way to stay connected with the people you share expenses with. No spreadsheets. No IOUs. Just a seamless, social, and stress-free way to manage shared costs. Whether you're planning a weekend getaway, grabbing coffee with friends, or organizing a team dinner, Go Dutch fits every scenario. WHY PEOPLE ARE JOINING THE GO DUTCH REVOLUTION No more awkward texts about money Fair, transparent, and intelligent tracking Beautiful design and user-friendly experience Real-time syncing, instant updates Designed for real life, not just equal splits Download Go Dutch today and join the revolution in group expense management. Whether you’re splitting dinner or planning a group trip, Go Dutch is the smartest, simplest way to share costs, stay organized, and avoid financial friction. Make expense splitting effortless—with Go Dutch.