Comparison

uSplit vs Ryu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uSplit

Features
Read full description

uSplit – Split Bills & Manage Group Expenses with Ease uSplit is your ultimate companion for splitting bills, managing group expenses, and tracking who owes what among friends, family, roommates, and travel groups. Whether you’re planning a vacation, sharing household costs, organizing a party, or managing everyday group spending, uSplit makes expense sharing simple, accurate, and stress-free. No more lost receipts, confusing calculations, awkward money conversations, or endless transaction tracking. Simply create an event, add members, record purchases, and let uSplit calculate exactly who owes whom. Our goal is to reduce the difficulty and embarrassment that money can create in important relationships while saving you time and effort with clear, transparent expense management. Even complicated expenses can be handled effortlessly with uSplit. Best of all, uSplit gives you the flexibility to work your way. Use Guest Mode to create and manage events completely offline with no sign-up required, or collaborate with other members by sharing events and syncing changes in real time. Your data remains private, and the app is completely ad-free. Key Features • Clean, intuitive interface designed for quick and easy expense tracking. • Split expenses equally or unequally among group members with accurate calculations. • Detailed purchase tracking with complete transaction breakdowns. • Add tags to transactions for better organization and reporting. • Edit existing purchases, backdate transactions, and maintain accurate records. • View detailed transaction history and sort transactions by date. • Manage group expenses, individual expenses, or subgroup expenses within a single purchase. • Real-time collaboration and event sharing with other members. • See active participants and view member profiles within events. • Settle completed events and generate clear settlement summaries. • Share event and settlement details easily with others. • Support for multiple global currencies. • Export summaries and reports as easy-to-share PDF files. • Minimal payment calculations to reduce the number of transactions required between members. • View total spending by individuals and the entire group at a glance. • Works perfectly offline, allowing you to track expenses anywhere. • No ads, no sign-up, and no unnecessary data collection. Perfect For • Vacations and group trips • Friends and family outings • Roommates and shared apartments • Household expense tracking • Parties and events • Clubs, teams, and group activities How uSplit Works 1. Create a new event. 2. Add members to the group. 3. Record purchases and assign who paid and who participated. 4. Track balances instantly with automatic calculations. 5. Review transaction details, generate reports, and export PDFs. 6. Settle the event when complete and share the final summary. uSplit helps you spend less time managing expenses and more time enjoying the moments that matter.

About

Ryu

Easily manage shared expenses and group finances. Track, divide, and settle costs for roommates, vacations, or subscriptions with a streamlined interface. Achieve financial harmony and eliminate the stress of group money management.

Highlights
  • Share expenses with groups
  • Manage group finances
  • Track shared costs
  • Divide bills fairly
  • Settle payments easily
  • Organize group vacation costs
Features
Read full description

Ryu is the ultimate app for sharing expenses and managing group finances. Whether you're splitting bills with roommates, organizing costs for a group vacation, or managing shared subscriptions, Ryu ensures everyone pays their fair share. With a sleek interface and powerful tools, tracking, dividing, and settling costs has never been easier. Take the stress out of money management—download Ryu today and experience financial harmony!

Screenshots

uSplit4 screens
Ryu4 screens

Verdict

The call

The clearest difference is update cadence: Ryu at every 5 weeks against uSplit's every 37 months. uSplit's advantage is iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

uSplit ships an update every 37 months, Ryu every 5 weeks. The most recent releases landed on September 10, 2026 and June 4, 2026 respectively.

Scorecard2 real differences · 8 level
uSplit versus Ryu: the parameters behind the verdict, then further details
ParameteruSplitRyu
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 37 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.2
Further details — not scored
Size30 MB2 MB
Age rating4+4+
DeveloperZabingo SoftwaresJeffry Jimenez

In-app purchases

None

uSplit

No in-app purchases

None

Ryu

No in-app purchases

Questions

Is uSplit free?
uSplit is free to download, with no in-app purchases.
Is Ryu free?
Ryu is free to download, with no in-app purchases.
Do uSplit or Ryu have ads?
Neither uSplit nor Ryu shows ads.
Which is updated more often, uSplit or Ryu?
uSplit ships an update every 37 months, and Ryu every 5 weeks. Most recently, uSplit was updated on September 10, 2026 and Ryu on June 4, 2026.

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