Comparison

Podeli vs +7 pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Podeli

Easily divide purchases into four interest-free payments. Pay only a quarter upfront, with the rest due in three bi-weekly installments. Explore partner offers and adjust payment schedules.

Highlights
  • Divide purchases into four payments
  • Interest-free installments
  • Bi-weekly payment schedule
  • Reduce payments to 6 or 20 parts
  • Postpone payments
  • Track partner offers
Features
Read full description

Покупайте с Подели в более чем 450 магазинах Находите любимые бренды и предложения, переходите к покупкам у партнёров и оплачивайте частями. Следите за графиком и управляйте платежами в одном приложении.

About

+7 pay

Split purchases into installments without loans or hidden fees. Get items and services immediately and pay gradually on a convenient schedule. Enjoy quick approval and transparent terms with automatic payments.

Highlights
  • Pay in installments
  • No credit, no overpayments
  • First payment from 0 ₽
  • Automatic payments
  • Instant approval
  • Transparent terms
  • Early repayment option
Features
Read full description

Оплачивайте покупки через +7 pay частями — без кредитов, без переплат и без лишних условий. Берите товары и услуги сразу, а платите постепенно по удобному графику. Оплата частями Первый платёж — от 0 ₽. Остальные платежи списываются автоматически раз в неделю или месяц. Быстро и просто • Решение за секунды по номеру телефона • Прозрачные условия, без скрытых процентов • Уведомления о каждом платеже • Возможность оплатить всё досрочно

Screenshots

Podeli4 screens
+7 pay4 screens

Verdict

The call

The clearest difference is rating: +7 pay at 3.3 against Podeli's 2.2. +7 pay also leads on review sentiment (33% vs 13%). Podeli's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (42 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

+7 pay holds the better App Store score, 3.3 against 2.2. That said, the two scores are not equally well evidenced: Podeli has 42 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of Podeli's written reviews are positive against 33% of +7 pay's.

UpkeepUpdate frequency

Podeli ships an update every 2 weeks, +7 pay every 3 months. The most recent releases landed on November 14, 2026 and November 12, 2026 respectively.

Scorecard4 real differences · 6 level
Podeli versus +7 pay: the parameters behind the verdict, then further details
ParameterPodeli+7 pay
PriceFreeFree
Rating2.2 (42 ratings)3.3 (4 ratings) — better
Positive reviews13.3% of reviews33.3% of reviews — better
Number of ratings42 — better4
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better16.6
Further details — not scored
Size84 MB4 MB
Age rating4+17+
DeveloperNSR+7 Pay

Customer experience

Podeli

All ratings34 ratings
Positive23.5%
Neutral0.0%
Negative76.5%
Written reviews45 reviews
Positive13.3%
Neutral6.7%
Negative80.0%

+7 pay

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Podeli

No in-app purchases

None

+7 pay

No in-app purchases

Questions

Is Podeli free?
Podeli is free to download, with no in-app purchases.
Is +7 pay free?
+7 pay is free to download, with no in-app purchases.
Which has better reviews, Podeli or +7 pay?
+7 pay is rated higher. Podeli averages 2.2 out of 5 from 42 ratings, while +7 pay averages 3.3 from 4 ratings.
Do Podeli or +7 pay have ads?
Neither Podeli nor +7 pay shows ads.
Which is updated more often, Podeli or +7 pay?
Podeli ships an update every 2 weeks, and +7 pay every 3 months. Most recently, Podeli was updated on November 14, 2026 and +7 pay on November 12, 2026.

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