Floney vs Chagok
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Floney
Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.
- View group entries, daily spending, and income
- Add detailed expense, income, or transfer entries
- Understand finances with charts for expenses, income, budgets, and assets
- Settle shared costs with calculated payments
- Use additional ledgers for different purposes
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The cleanest way to track and split expenses with your roommates — for free. • View all your records at a glance Check group entries, daily spending, and daily income directly from the home screen. See total monthly spending and income in the calendar view. • Add detailed entries with ease Use the + button in the center of the bottom bar to add or edit entries. Choose from Expense, Income, or Transfer and select the right category with simple, clear options. • Understand your finances with clear charts Track four key areas—Expenses, Income, Budgets, and Assets—using straight-line, semicircle, and bar charts. Set a budget and see how much remains, and check asset trends over time. • Settle up with recorded entries When you need to settle shared costs, load existing records and select who’s involved. Floney will calculate what each person pays or receives. • Use additional ledgers for different purposes Floney offers two ledgers so you can manage them with others or on your own. Record freely for different goals and situations. -Service Access Permissions Photos: Set ledger / profile images Camera: Set ledger / profile images Tracking Permission: Personalized ads (optional) You can still use the service without optional permissions, though some features may be limited. You can adjust permissions anytime in [iPhone Settings] > [Floney]. -Contact For any questions, email us anytime: floney.team@gmail.com
Chagok
This app provides a flexible way to track personal and shared expenses. Break down transactions by item, category, or purpose, and manage shared accounts with customizable permissions. Gain clarity and control over your spending with detailed reports and an overview of your assets.
- Track personal and shared expenses
- Split single receipts by category
- Share specific accounts with privacy controls
- View spending history with reports
- Manage assets across cards and accounts
- Customize permissions for shared accounts
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Chagok is a flexible expense tracker designed for real life — whether you’re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking “how much did I spend?”, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.
Screenshots
Verdict
The clearest difference is in-app purchases: Chagok at none against Floney's 1. Chagok also leads on device support (3 vs 1) and iOS requirement (15.6 vs 26.0). Floney's advantage is ads (none vs shown). On price, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Floney sells 1 in-app purchase, starting at $3.99 per month. Chagok asks for nothing beyond the download.
Floney ships an update every 3 weeks, Chagok every 10 days. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.
| Parameter | Floney | Chagok |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 40 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | NAHYUN KIM | Yura Kang |
Customer experience
Floney
Chagok
In-app purchases
Floney
- floney plus$3.991 Month
Chagok
No in-app purchases








