Comparison

Floney vs Chagok

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Floney

Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.

Highlights
  • View group entries, daily spending, and income
  • Add detailed expense, income, or transfer entries
  • Understand finances with charts for expenses, income, budgets, and assets
  • Settle shared costs with calculated payments
  • Use additional ledgers for different purposes
Read full description

The cleanest way to track and split expenses with your roommates — for free. • View all your records at a glance Check group entries, daily spending, and daily income directly from the home screen. See total monthly spending and income in the calendar view. • Add detailed entries with ease Use the + button in the center of the bottom bar to add or edit entries. Choose from Expense, Income, or Transfer and select the right category with simple, clear options. • Understand your finances with clear charts Track four key areas—Expenses, Income, Budgets, and Assets—using straight-line, semicircle, and bar charts. Set a budget and see how much remains, and check asset trends over time. • Settle up with recorded entries When you need to settle shared costs, load existing records and select who’s involved. Floney will calculate what each person pays or receives. • Use additional ledgers for different purposes Floney offers two ledgers so you can manage them with others or on your own. Record freely for different goals and situations. -Service Access Permissions Photos: Set ledger / profile images Camera: Set ledger / profile images Tracking Permission: Personalized ads (optional) You can still use the service without optional permissions, though some features may be limited. You can adjust permissions anytime in [iPhone Settings] > [Floney]. -Contact For any questions, email us anytime: floney.team@gmail.com

About

Chagok

This app provides a flexible way to track personal and shared expenses. Break down transactions by item, category, or purpose, and manage shared accounts with customizable permissions. Gain clarity and control over your spending with detailed reports and an overview of your assets.

Highlights
  • Track personal and shared expenses
  • Split single receipts by category
  • Share specific accounts with privacy controls
  • View spending history with reports
  • Manage assets across cards and accounts
  • Customize permissions for shared accounts
Features
Read full description

Chagok is a flexible expense tracker designed for real life — whether you’re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking “how much did I spend?”, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.

Screenshots

Floney4 screens
Chagok4 screens

Verdict

The call

The clearest difference is in-app purchases: Chagok at none against Floney's 1. Chagok also leads on device support (3 vs 1) and iOS requirement (15.6 vs 26.0). Floney's advantage is ads (none vs shown). On price, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Floney sells 1 in-app purchase, starting at $3.99 per month. Chagok asks for nothing beyond the download.

UpkeepUpdate frequency

Floney ships an update every 3 weeks, Chagok every 10 days. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.

Scorecard5 real differences · 5 level
Floney versus Chagok: the parameters behind the verdict, then further details
ParameterFloneyChagok
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better—
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.6 — better
Further details — not scored
Size40 MB56 MB
Age rating4+4+
DeveloperNAHYUN KIMYura Kang

Customer experience

Floney

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Chagok

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Floney

Subscriptions1
  • floney plus$3.991 Month
None

Chagok

No in-app purchases

Questions

Is Floney free?
Floney is free to download, with in-app purchases available.
Is Chagok free?
Chagok is free to download, with no in-app purchases.
Do Floney or Chagok have ads?
Chagok shows ads; Floney does not.
Which is updated more often, Floney or Chagok?
Floney ships an update every 3 weeks, and Chagok every 10 days. Most recently, Floney was updated on September 13, 2026 and Chagok on September 9, 2026.

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