Floney vs finmoa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Floney
Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.
- View group entries, daily spending, and income
- Add detailed expense, income, or transfer entries
- Understand finances with charts for expenses, income, budgets, and assets
- Settle shared costs with calculated payments
- Use additional ledgers for different purposes
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The cleanest way to track and split expenses with your roommates — for free. • View all your records at a glance Check group entries, daily spending, and daily income directly from the home screen. See total monthly spending and income in the calendar view. • Add detailed entries with ease Use the + button in the center of the bottom bar to add or edit entries. Choose from Expense, Income, or Transfer and select the right category with simple, clear options. • Understand your finances with clear charts Track four key areas—Expenses, Income, Budgets, and Assets—using straight-line, semicircle, and bar charts. Set a budget and see how much remains, and check asset trends over time. • Settle up with recorded entries When you need to settle shared costs, load existing records and select who’s involved. Floney will calculate what each person pays or receives. • Use additional ledgers for different purposes Floney offers two ledgers so you can manage them with others or on your own. Record freely for different goals and situations. -Service Access Permissions Photos: Set ledger / profile images Camera: Set ledger / profile images Tracking Permission: Personalized ads (optional) You can still use the service without optional permissions, though some features may be limited. You can adjust permissions anytime in [iPhone Settings] > [Floney]. -Contact For any questions, email us anytime: floney.team@gmail.com
finmoa
Track your income and expenses, and get a comprehensive overview of all your assets in one place. Manage your finances with features like calendar views, budget tracking, and automatic expense registration.
- Calendar view for income/expenses
- Integrated asset management (stocks, crypto, etc.)
- Budget setting and progress tracking
- Automatic fixed expense registration
- Automatic transaction categorization
- Monthly statistics and trend charts
- CSV export for PC management
- Cloud backup for data safety
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핀모아 — 자산까지 연동되는 스마트 가계부 지출과 수입을 기록하는 것에서 그치지 않고, 내가 가진 자산 전체를 한 화면에서 파악할 수 있는 가계부입니다. [ 핵심 기능 ] • 캘린더 가계부 날짜별로 수입·지출·저축을 한눈에 확인하세요. 하루하루의 흐름이 달력 위에 펼쳐집니다. • 자산 통합 관리 (프리미엄) 주식, 코인, 예금, 부동산, 대출까지 내 자산 현황을 실시간으로 파악하고 순자산을 계산합니다. • 예산 관리 생활비 월 예산을 설정하고 진행률을 실시간으로 확인하세요. 80% 도달 시 경고 알림, 초과 시 즉시 알림을 보내드립니다. • 고정지출 자동 등록 월세, 구독료, 보험료 등 매달 반복되는 지출을 설정해두면 매달 자동으로 등록됩니다. • 카테고리 자동 분류 거래 내역을 입력하면 카테고리가 자동으로 추천됩니다. 자주 쓰는 가게 이름만 입력해도 알아서 분류해드려요. • 월별 통계 & 트렌드 차트 카테고리별 지출 분석, 저축률 추이, 최근 6개월 수입·지출 트렌드를 시각적으로 확인하세요. • CSV 내보내기 전체 거래 내역을 엑셀 파일로 내보내 PC에서도 편리하게 관리할 수 있습니다. • 클라우드 백업 Google·Apple 계정으로 로그인하면 데이터가 자동으로 클라우드에 백업되어 기기를 바꿔도 안심입니다. • 홈 화면 위젯 앱을 열지 않아도 홈 화면에서 오늘의 지출을 확인하세요. [ 다크 모드 지원 ] 눈이 편안한 다크 모드를 완벽하게 지원합니다. [ 스마트 알림 ] - 고정지출 등록 전날 리마인더 - 예산 80% 도달 경고 - 예산 초과 즉시 알림 핀모아와 함께 더 스마트하게 돈을 관리하세요.
Screenshots
Verdict
The clearest difference is in-app purchases: finmoa at none against Floney's 1. finmoa also leads on update cadence (every 2 days vs every 3 weeks) and iOS requirement (15.0 vs 26.0). Floney's advantage is ratings volume (4 vs 1). On price, rating, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Floney sells 1 in-app purchase, starting at $3.99 per month. finmoa asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Floney against 5.0 for finmoa. Both are backed by a comparable volume of ratings — 4 and 1 respectively.
Floney ships an update every 3 weeks, finmoa every 2 days. The most recent releases landed on October 14, 2026 and September 24, 2026 respectively.
| Parameter | Floney | finmoa |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | NAHYUN KIM | Chan Wook Jeong |
In-app purchases
Floney
- floney plus$3.991 Month
finmoa
No in-app purchases









