Comparison

Karla for Business vs BoldPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Karla for Business

This app transforms your phone into a payment processing device, enabling businesses to accept contactless payments without additional hardware. It simplifies transactions for various sectors, including transportation, retail, and micro-businesses, offering a secure and efficient way to manage payments on the go.

Highlights
  • Contactless payment processing
  • Mobile payment acceptance
  • Transaction management
  • Team and invoice management
  • Email receipts
  • Transaction history access
  • Bank-level security
Features
Read full description

Welcome to Karla: Ultimate Contactless Payment Solution for Africa To streamline payments, we've developed a solution for seamless transactions in Africa. Karla's Tap-to-pay technology merges effortlessly with Africa's contactless landscape. Transform your phone into a payment powerhouse with Karla Tap-to-pay – the perfect solution to boost your business and simplify payments. Go Mobile, Go Karla: Elevate your business without extra devices. Accept payments, manage transactions, teams, and invoices—all within your mobile phone. No POS hassles, just efficiency. Sign up and create your account in just 10 minutes and say goodbye to hardware dependencies. Karla is the only user-friendly app you need to accept payments. For Merchants: Your Ultimate Wallet: Ditch physical cards. Effortlessly pay with your phone or wearables, backed by bank-level security for safe transactions, anywhere, anytime. Karla Tap-to-pay is your go-to solution for: Transportation: From tollgates to Lagos Rail, enable swift payments with a simple tap on an NFC reader. Events: Seamlessly enable payments anytime, anywhere. Agency Banking: Empower agents to collect payments via mobile phones or terminals, even without the card present. Enhanced Shopping: Reduce wait times at checkout, boost sales effortlessly. Pay on Delivery: Support cashless payments without additional confirmation hassles. Micro Businesses: Small corner shops can start receiving mobile payments within 10 minutes of signing up. Ridesharing Apps: Elevate the payment experience for ride-sharing platforms. Allow passengers and drivers to transact seamlessly and securely. Petty Traders: Enable street vendors and local traders to accept digital payments, expanding their customer base and streamlining transactions, and so much more. Simple Setup, Powerful Features: Top 5 Things You’ll Love About Karla Navigate easily and focus on your business growth while we handle the complexity of payments. Process payments directly on your mobile device. Email receipts and access transaction history effortlessly. Enjoy digital payments with unparalleled security. Accessible, intuitive, and designed for your ease. Getting Started with Karla: Download and Install: Now that you’re here, download and install the app. Sign Up in Minutes: Create your account swiftly by following the simple on-screen instructions. It takes just a few minutes. Set Up Your Account: Fill in your details and preferences to tailor Karla to your specific needs. Explore Features: Dive into the app and familiarize yourself with its user-friendly interface and powerful features. Start Accepting Payments: Activate your account and start accepting payments right from your mobile device. Customize Your Experience: Explore additional settings and customization options to optimize your payment process. Get Support: Should you have any questions or need assistance, our support team is available to help you out. Your Contactless Solution—Free and Fast! Karla: Tap to Pay Africa is the fastest, easiest, and free contactless payment solution available. Download now and redefine your payment experience!

About

BoldPay

Features
Read full description

Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. With our in-app functionality, you can offer cash out, pay by transfer, cash-in, bill payment services, open bank accounts, request loans through licensed third parties, and access float through partner banks. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.

Screenshots

Karla for Business4 screens
BoldPay3 screens

Verdict

The call

The clearest difference is update cadence: Karla for Business at every 5 days against BoldPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Karla for Business ships an update every 5 days, BoldPay every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 8 level
Karla for Business versus BoldPay: the parameters behind the verdict, then further details
ParameterKarla for BusinessBoldPay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size48 MB43 MB
Age rating17+17+
DeveloperAcumen Labs LLCErrand P LTD

In-app purchases

None

Karla for Business

No in-app purchases

None

BoldPay

No in-app purchases

Questions

Is Karla for Business free?
Karla for Business is free to download, with no in-app purchases.
Is BoldPay free?
BoldPay is free to download, with no in-app purchases.
Do Karla for Business or BoldPay have ads?
Neither Karla for Business nor BoldPay shows ads.
Which is updated more often, Karla for Business or BoldPay?
Karla for Business ships an update every 5 days, and BoldPay every 2 months. Most recently, Karla for Business was updated on November 3, 2026 and BoldPay on October 30, 2026.

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