Comparison

Zap by Paystack vs Lantan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

About

Lantan

Invest in income-generating real estate through co-ownership. Access verified properties, track your portfolio, and earn returns without management hassle. Start building wealth through smart, secure, and profitable real estate investments.

Highlights
  • Property co-ownership
  • Income-generating real estate
  • Verified property projects
  • Portfolio performance tracking
  • Hassle-free ownership
  • Capital appreciation
Features
Read full description

Join thousands of investors building wealth through property co-ownership. Lantan – Co-Own Income-Generating Real Estate Own a share of premium, income-generating properties in Lagos with ease. Lantan gives investors access to verified real estate projects, allowing you to co-own prime properties, earn consistent returns, and watch your capital appreciate over time. Why Lantan? Verified Properties: Every property is fully vetted and backed by real assets. Full Transparency: Track your portfolio performance directly from your dashboard. Hassle-Free Ownership: No maintenance or management worries — we handle everything. Join thousands of investors building wealth through property co-ownership. Download Lantan today and start your journey toward financial freedom through real estate. Lantan. Smart. Secure. Profitable.

Screenshots

Zap by Paystack4 screens
Lantan4 screens

Verdict

The call

The clearest difference is rating: Zap by Paystack at 4.3 against Lantan's 3.0. Zap by Paystack also leads on ratings volume (24 vs 2). Lantan's advantage is review sentiment (100% vs 62%) and ads (none vs shown). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zap by Paystack holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Zap by Paystack has 24 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 62% of Zap by Paystack's written reviews are positive against 100% of Lantan's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

Scorecard7 real differences · 3 level
Zap by Paystack versus Lantan: the parameters behind the verdict, then further details
ParameterZap by PaystackLantan
PriceFreeFree
Rating4.3 (24 ratings) — better3.0 (2 ratings)
Positive reviews61.5% of reviews100.0% of reviews — better
Number of ratings24 — better2
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size59 MB82 MB
Age rating17+12+
DeveloperPaystack Payments LimitedLantan

Customer experience

Zap by Paystack

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

Lantan

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Zap by Paystack

No in-app purchases

None

Lantan

No in-app purchases

Questions

Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Is Lantan free?
Lantan is free to download, with no in-app purchases.
Which has better reviews, Zap by Paystack or Lantan?
Zap by Paystack is rated higher. Zap by Paystack averages 4.3 out of 5 from 24 ratings, while Lantan averages 3.0 from 2 ratings.
Do Zap by Paystack or Lantan have ads?
Zap by Paystack shows ads; Lantan does not.
Which is updated more often, Zap by Paystack or Lantan?
Zap by Paystack ships an update every 2 weeks, and Lantan every 2 weeks. Most recently, Zap by Paystack was updated on September 23, 2026 and Lantan on September 26, 2026.

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