Comparison

Zap by Paystack vs Receipt Scanner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

About

Receipt Scanner

Read full description

Receipts pile up in drawers, in your Photos, in the bottom of a bag. Then the day comes when you actually need one, for a return, a warranty claim, a tax deduction, and it is gone. That small loss adds up to real money every year. Folio fixes that. Snap a receipt the moment you get it. Folio reads the store, the amount, and the date for you, files it away, and makes every receipt searchable forever. When you need one, you find it in seconds. Everything stays on your phone. No account, no cloud, no one watching your spending. What Folio does for you: Scan in one tap. Point your camera, capture the receipt, and Folio pulls out the merchant, total, and date automatically. Find anything fast. Search by store, amount, or date. The receipt you need is always one search away. Never miss a return window. Folio tracks return deadlines and reminds you before they close. Protect your warranties. Keep proof of purchase attached to the things you buy, ready the day something breaks. Sort without effort. Receipts organize into clear categories, so business and personal stay separate. Be ready for tax season. Export clean reports and CSV files your accountant will actually thank you for. See where your money goes. Simple monthly summaries show your spending without the spreadsheet. Your privacy, kept simple: Folio stores everything locally on your device. There is no sign-up, no email required, and no server holding your data. Reading receipts happens on your phone, not in the cloud. What you buy is nobody's business but yours. Folio is free to try for 3 days. After that it is one simple subscription with no hidden tiers and no ads, ever. Cancel anytime. Stop digging. Start finding. Download Folio and put your receipts somewhere they will actually help you. TERMS OF USE & PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://folio.revisit.gallery/privacy

Screenshots

Zap by Paystack4 screens
Receipt Scanner4 screens

Verdict

The call

The clearest difference is in-app purchases: Zap by Paystack at none against Receipt Scanner's 2. Receipt Scanner's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Receipt Scanner sells 2 in-app purchases, starting at $4.99 per 7 days. Zap by Paystack asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Zap by Paystack versus Receipt Scanner: the parameters behind the verdict, then further details
ParameterZap by PaystackReceipt Scanner
PriceFreeFree
Rating4.3 (24 ratings) — better—
Positive reviews61.5% of reviews—
Number of ratings24 — better—
Update frequencyEvery 2 weeks—
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhoneiPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size59 MB93 MB
Age rating17+4+
DeveloperPaystack Payments LimitedThijs Hiemstra

In-app purchases

None

Zap by Paystack

No in-app purchases

2 purchases

Receipt Scanner

Subscriptions1
  • Folio Weekly3 Days trial$4.997 Days
One-time1
  • Folio Lifetime$39.99

Questions

Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Is Receipt Scanner free?
Receipt Scanner is free to download, with in-app purchases available.
Do Zap by Paystack or Receipt Scanner have ads?
Zap by Paystack shows ads; Receipt Scanner does not.

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