Zap by Paystack vs Daya Borders

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Getting paid by a client abroad should not cost you a piece of the payment. Daya Borders gives you a US dollar account and a euro account in your own name. Share the details with your client, and the money lands. Convert to naira when you want it, and withdraw to your Nigerian bank. WHAT YOU GET - A USD account with US account and routing details, in your own name - A EUR account for clients who pay in euros - A Naira account for receiving in Naira - 0% fees on incoming payments. Nothing is deducted when money lands - Convert to naira in the app and withdraw to any Nigerian bank - Hold your balance in dollars or euros for as long as you like - Send dollars to a US bank account by ACH, wire or RTP WHO IT IS FOR Freelancers with international clients. Remote workers paid in dollars. Creators, consultants and contractors paid from abroad. Anyone in Nigeria who regularly receives foreign payments. HOW IT WORKS 1. Download the app and verify your identity 2. Get your USD and EUR account details 3. Share them with your client, employer or platform 4. Convert to naira and withdraw to your Nigerian bank whenever you want IF YOU HAVE BEEN USING A DOMICILIARY ACCOUNT Get the same job done, without the branch visit, and without the deductions correspondent banks take on the way. SUPPORT Reach us in the app, or at support@daya.co.