Silk Bank vs Bitnet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Silk Bank
Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends through in-app chat for seamless financial discussions and transfers.
- Instant P2P transfers
- Commission-free payments
- In-app chat with friends
- Direct in-chat money transfers
- Digital assistant advice
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With Silk, you can effortlessly manage your funds, transfer money to any bank at any time, get recommendations and advice from a digital assistant, and make various payments without a commission fee. Features include: P2P transfers instant P2P transfers with Silk are available to any bank at any given time. Payments Making payments such as utilities, insurance payments, etc, is easy and quick with 0 commission fee. Chat In-app chat where you can chat with friends, discuss finances and make direct in-chat money transfers on the spot. Silk is here to make your life easier and give you access to a bettered financial experience. Download now and unlock a new era of banking.
Bitnet
Easily buy, sell, and swap cryptocurrencies in seconds. This application provides a streamlined experience for managing your digital assets.
- Buy cryptocurrency
- Sell cryptocurrency
- Swap cryptocurrency
- Manage digital assets
- Fast transactions
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The Bitnet app lets you easily buy, sell, and swap any crypto in seconds.
Screenshots
Verdict
The clearest difference is ads: Bitnet at none against Silk Bank's shown. Bitnet also leads on rating (4.4 vs 4.0) and monetization model (free vs ad-supported). Silk Bank's advantage is ratings volume (120 vs 5) and device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bitnet holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Silk Bank has 120 ratings behind it against 5, so its average is the more settled of the two.
Silk Bank ships an update every 2 weeks, Bitnet every 11 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | Silk Bank | Bitnet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (120 ratings) | 4.4 (5 ratings) — better |
| Positive reviews | 17.6% of reviews | — |
| Number of ratings | 120 — better | 5 |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 150 MB | 82 MB |
| Age rating | 17+ | 17+ |
| Developer | Silk Technology | Digital Platform LLC |
Customer experience
Silk Bank
Bitnet
In-app purchases
Silk Bank
No in-app purchases
Bitnet
No in-app purchases
