Comparison

$END vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

$END

Send money to Latin America from the US with competitive exchange rates and no hidden fees. Track your transfers and pay with Visa/Mastercard or cash. Register quickly with a photo ID for secure and convenient international remittances.

Highlights
  • Competitive exchange rates
  • Transparent fee structure
  • Secure transfers via Visa/Mastercard
  • Cash payment option
  • Trackable transfers
  • Quick registration with photo ID
Features
Read full description

Send money to Latin America without hidden fees and with competitive exchange rates. $END works with major payment networks like Visa® and Mastercard® to enable secure and convenient transfers from the US to your loved ones abroad. Trackable transfers with visible fees and delivery status. PAY LESS, SEND MORE - Enjoy competitive rates that are provided through our financial network. See the quoted rate before payment. - You’ll see the total cost upfront — no last-minute surprises. REGISTER IN MINUTES AND START SENDING MONEY - All you need is an official photo ID such as a Passport, Driver's License, State ID, or similar. - Send money from your mobile phone in just a few steps. SECURITY AND CONVENIENCE - Transfers are processed through regulated financial partners using encrypted technology. - Pay with your Visa® or Mastercard® cards, or with cash at our network of participating stores. COUNT ON US - Your experience is our priority. Please email us if you need any assistance. - We understand the importance of your money and the person to whom you are sending it. - Our team comprises individuals who understand your culture and needs. Your family deserves nothing less. - We designed this app to help you take care of your loved ones, just as we would. Why choose $END? Because here, you're with family. Our mission is to provide you with reliable tools to send, receive, and manage your money with confidence and ease. Download $END today and send money your way. Disclaimer: Transfer speeds, exchange rates, and availability may vary based on payment method, receiving institution, and location. All fees and quoted exchange rates are disclosed before confirming your transaction. $END by Leap Financial is not a bank or a money services business and operates through licensed financial partners. Visa® and Mastercard® do not guarantee exchange rates or endorse this product.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

Highlights
  • Secure and convenient payments
  • Free multi-currency wallet
  • Instant fund addition
  • Send, request, and transfer money
  • Multi-currency exchange
  • Virtual card issuance
Features
Read full description

LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

$END4 screens
LubyPay4 screens

Verdict

The call

The clearest difference is rating: LubyPay at 5.0 against $END's 4.0. LubyPay also leads on update cadence (every 2 weeks vs monthly) and iOS requirement (13.4 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LubyPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

$END ships an update monthly, LubyPay every 2 weeks. The most recent releases landed on August 9, 2026 and July 9, 2026 respectively.

Scorecard3 real differences · 6 level
$END versus LubyPay: the parameters behind the verdict, then further details
Parameter$ENDLubyPay
PriceFreeFree
Rating4.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.4 — better
Further details — not scored
Size167 MB68 MB
Age rating17+17+
Developernumi appsLubyAll LLC

In-app purchases

None

$END

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is $END free?
$END is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Which has better reviews, $END or LubyPay?
LubyPay is rated higher. $END averages 4.0 out of 5 from 1 ratings, while LubyPay averages 5.0 from 1 ratings.
Do $END or LubyPay have ads?
Neither $END nor LubyPay shows ads.
Which is updated more often, $END or LubyPay?
$END ships an update monthly, and LubyPay every 2 weeks. Most recently, $END was updated on August 9, 2026 and LubyPay on July 9, 2026.

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