Comparison

myFlexWallet vs DayCheck by SpotOn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myFlexWallet

Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.

Highlights
  • View pay slip details
  • Track time worked
  • Flexible wage access
  • Instant wage transfers
  • Secure authentication
Features
Read full description

myFlexWallet | OneSource Virtual myFlexWallet is the financial management app that lets you view, track, and transfer your earned wages to your payroll card or bank account between paydays. With myFlexWallet, you can: • Transfer earned wages early for any reason • Easily view your pay slip details, pay history, and time worked • Access your account securely with biometric login and multiple layers of encryption There are no hidden fees or charges to access your pay and time details. You can withdraw funds immediately for a small fee, or at no cost in 1 to 3 business days. myFlexWallet is only available to authorized OneSource Virtual customers.

About

DayCheck by SpotOn

Access your earned tips instantly once approved by your manager. This app offers control over your money with no hidden fees, allowing you to manage your earnings and transfer funds to your bank account effortlessly.

Highlights
  • Instant tip deposits
  • Financial freedom
  • No hidden fees
  • Effortless earnings management
  • Flexible bank transfers
Features
Read full description

Stop waiting weeks for the tips you earned today. DayCheck by SpotOn is the free digital wallet that puts your earnings where they belong: in your hands. It’s a faster, more flexible way to get paid, so you're ready for the bills life throws your way. Get paid, track your earnings, and spend on your terms. How it works: 1. Finish your shift and head home. 2. Your manager reviews and approves tip amounts for the day. 3. After approval, your tips land in your DayCheck wallet, consistently and reliably. No more waiting around or guessing when you'll get your money. 4. Track every dollar so you always know what you’ve earned. 5. Spend with the free SpotOn Card or transfer funds straight to your bank account. Your money, your way: • Faster Access to Your Earnings. Why wait? DayCheck closes the gap between your shift and your wallet with a reliable, fast way to get paid. • Track every shift. Get a clear look at your earnings. You’ll get a notification when your money is ready, and you can check your history anytime to see every dollar moving in and out. • Keep more with the SpotOn Card. Get immediate and free access to your approved earnings with the SpotOn Card. Use it for groceries, gas, or whatever life throws your way. • Flexibility for Real Life. Prefer to use your own debit card? Link your existing debit card and transfer funds to your bank account instead. Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SpotOn Flex LLC is a financial services company and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.

Screenshots

myFlexWallet4 screens
DayCheck by SpotOn4 screens

Verdict

The call

myFlexWallet and DayCheck by SpotOn both sit at 4.7 stars, but that hides the real split: 87% of myFlexWallet's written reviews are positive against 0% of DayCheck by SpotOn's. myFlexWallet also leads on iOS requirement (12.4 vs 16.6). DayCheck by SpotOn's advantage is monetization model (free vs free with in-app purchases) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for myFlexWallet against 4.7 for DayCheck by SpotOn. Both are backed by a comparable volume of ratings — 75 and 350 respectively. Written reviews are what separate them: 87% of myFlexWallet's written reviews are positive against 0% of DayCheck by SpotOn's.

UpkeepUpdate frequency

myFlexWallet ships an update fortnightly, DayCheck by SpotOn weekly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
myFlexWallet versus DayCheck by SpotOn: the parameters behind the verdict, then further details
ParametermyFlexWalletDayCheck by SpotOn
PriceFreeFree
Rating4.7 (75 ratings)4.7 (350 ratings) — better
Positive reviews87.2% of reviews — better0.0% of reviews
Number of ratings75350 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS12.4 — better16.6
Further details — not scored
Size23 MB52 MB
Age rating4+4+
DeveloperOneSource Virtual, Inc.SpotOn Transact, Inc

Customer experience

myFlexWallet

All ratings71 ratings
Positive93.0%
Neutral1.4%
Negative5.6%
Written reviews39 reviews
Positive87.2%
Neutral2.6%
Negative10.3%

DayCheck by SpotOn

All ratings339 ratings
Positive93.5%
Neutral0.3%
Negative6.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

myFlexWallet

Reported bugs

5 issues
  • Cannot login due to invalid credentials
  • App crashes every time on sign up
  • App crashes on sign up
  • Double face scan when opening the app sometimes
  • Misinformation about repayment of borrowed money leading to incorrect deductions

Requested features

1 request
  • Ability to manage Workday pay elections directly through the app

DayCheck by SpotOn

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myFlexWallet

No in-app purchases

None

DayCheck by SpotOn

No in-app purchases

Questions

Is myFlexWallet free?
myFlexWallet is free to download, with no in-app purchases.
Is DayCheck by SpotOn free?
DayCheck by SpotOn is free to download, with no in-app purchases.
Which has better reviews, myFlexWallet or DayCheck by SpotOn?
DayCheck by SpotOn is rated higher. myFlexWallet averages 4.7 out of 5 from 75 ratings, while DayCheck by SpotOn averages 4.7 from 350 ratings.
Do myFlexWallet or DayCheck by SpotOn have ads?
Neither myFlexWallet nor DayCheck by SpotOn shows ads.
Which is updated more often, myFlexWallet or DayCheck by SpotOn?
myFlexWallet ships an update fortnightly, and DayCheck by SpotOn weekly. Most recently, myFlexWallet was updated on October 24, 2026 and DayCheck by SpotOn on October 30, 2026.

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