myFlexWallet vs Poiiints
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myFlexWallet
Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.
- View pay slip details
- Track time worked
- Flexible wage access
- Instant wage transfers
- Secure authentication
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myFlexWallet | OneSource Virtual myFlexWallet is the financial management app that lets you view, track, and transfer your earned wages to your payroll card or bank account between paydays. With myFlexWallet, you can: • Transfer earned wages early for any reason • Easily view your pay slip details, pay history, and time worked • Access your account securely with biometric login and multiple layers of encryption There are no hidden fees or charges to access your pay and time details. You can withdraw funds immediately for a small fee, or at no cost in 1 to 3 business days. myFlexWallet is only available to authorized OneSource Virtual customers.
Poiiints
This app helps you earn more rewards by analyzing your spending and recommending the best credit cards for your purchases. It securely connects to your bank accounts to track your portfolio's reward performance and identify missed opportunities.
- Maximize credit card rewards automatically
- Personalized card recommendations
- Analyze spending by category
- Track portfolio reward performance
- Identify missed rewards opportunities
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Poiiints helps you maximize your credit card rewards automatically. Connect your bank accounts securely through Plaid to analyze spending patterns and receive personalized card recommendations. Features: • Optimize rewards across all purchases • See missed rewards opportunities • Analyze spending by category • Get real-time card recommendations • Track portfolio reward performance Poiiints helps you earn more points and cashback with the cards you already have.
Screenshots
Verdict
The clearest difference is monetization model: Poiiints at free against myFlexWallet's free with in-app purchases. Poiiints also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 87%). myFlexWallet's advantage is ratings volume (74 vs 5) and iOS requirement (12.4 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Poiiints holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: myFlexWallet has 74 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 87% of myFlexWallet's written reviews are positive against 100% of Poiiints's.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | myFlexWallet | Poiiints |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (74 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 87.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 74 — better | 5 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 23 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | OneSource Virtual, Inc. | Eann McKasson |
Customer experience
myFlexWallet
Poiiints
Bugs and requests
myFlexWallet
Reported bugs
5 issues- Cannot login due to invalid credentials
- App crashes every time on sign up
- App crashes on sign up
- Double face scan when opening the app sometimes
- Misinformation about repayment of borrowed money leading to incorrect deductions
Requested features
1 request- Ability to manage Workday pay elections directly through the app
Poiiints
Not enough reviews yet to summarise bugs or requests.
In-app purchases
myFlexWallet
No in-app purchases
Poiiints
No in-app purchases
