Comparison

Edike vs Zedvance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Edike

This fintech app provides financing for school fees for parents and guardians across Africa. It offers a seamless platform to cover educational expenses instantly and pay later, empowering students to achieve their academic goals.

Highlights
  • School fees financing
  • Instant payment, pay later
  • Direct-to-school payment
  • Flexible repayment options
  • Data privacy
  • Beneficiary management
Features
Read full description

Welcome to the school fees financing app for Africans! Edike is a fintech solution designed to provide school fees financing to parents and guardians with children in primary, secondary and tertiary institutions in Africa. We offer a seamless platform that enables our customers to cover their children’s educational expenses instantly, and pay later. Edike is a first of its kind, innovative mobile school fees financing application, built on cutting-edge technology, offering personalized services, ease of use and excellent customer experience. We empower students to pursue their educational dreams without the worry of financial constraints. Enjoy the following unique features available on the App: - Quick & easy signup/profile setup - Add Beneficiaries - Direct-to-school payment - Flexible repayment options - Guaranteed data privacy

About

Zedvance

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Highlights
  • Quick loans for unplanned expenses
  • Salary loans with up to 18-month repayment
  • Bill payments (airtime, electricity, data)
  • Mobile wallet for on-the-go money management
  • 24/7 access to credit
  • No hidden fees with clear transaction breakdowns
  • Real-time transaction alerts
Features
Read full description

With our new Zedvance app, we've tailored our financial solutions just for you. Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. With 10 years in operation, we have gained the trust of millions of Nigerians. What to expect Quick loan – Get an instant loan to cover your unplanned expenses Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease Mobile Wallet – Experience the convenience of managing your money on the go How to start: Download the Zedvance app Sign up and open your account Update and complete your profile Upgrade to tier 2 or 3 by providing the required KYC. Start enjoying money solutions made for you. Here’s why you’ll love Zedvance: 24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. Security Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data Regulatory Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). Privacy & Permissions Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy Frequently Asked Questions Find urgent questions you need answers to here: https://zedvance.com/faqs T&Cs: https://www.zedvance.com/terms-and-conditions For more information, visit our website: zedvance.com Stay connected: Facebook: https://facebook.com/zedvance Instagram: https://www.instagram.com/zedvance/ Twitter: https://twitter.com/zedvance LinkedIn: https://www.linkedin.com/company/zedvance-finance/ Get in Touch Customer Service Email: customercare@zedvance.ng Customer Service Hotline: 07001001000 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria Finance,Loan,Credit,Lending We’d love to hear from you!

Screenshots

Edike4 screens
Zedvance4 screens

Verdict

The call

The clearest difference is rating: Edike at 5.0 against Zedvance's 3.5. Edike also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.0). Zedvance's advantage is ratings volume (191 vs 1) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Edike holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Zedvance has 191 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Edike ships an update every 4 months, Zedvance monthly. The most recent releases landed on October 11, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Edike versus Zedvance: the parameters behind the verdict, then further details
ParameterEdikeZedvance
PriceFreeFree
Rating5.0 (1 ratings) — better3.5 (191 ratings)
Positive reviews—40.0% of reviews
Number of ratings1191 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.0
Further details — not scored
Size36 MB85 MB
Age rating17+4+
DeveloperCompetence Asset Management Company LimitedZedvance Limited

Customer experience

Edike

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Zedvance

All ratings190 ratings
Positive61.1%
Neutral6.8%
Negative32.1%
Written reviews35 reviews
Positive40.0%
Neutral2.9%
Negative57.1%

Bugs and requests

Edike

Not enough reviews yet to summarise bugs or requests.

Zedvance

Reported bugs

7 issues
  • Transactions not reflecting
  • Loan status not updating
  • Unable to delete account
  • App is slow
  • Transaction errors
Show 2 more
  • Cannot add cards
  • OTP not being sent

Requested features

7 requests
  • Clear section to track loan application progress
  • Option to delete account
  • Improve transaction reflection speed
  • Better communication regarding loan status
  • Reduce transaction charges
Show 2 more
  • Fix OTP sending issues
  • Improve card adding functionality

In-app purchases

None

Edike

No in-app purchases

None

Zedvance

No in-app purchases

Questions

Is Edike free?
Edike is free to download, with no in-app purchases.
Is Zedvance free?
Zedvance is free to download, with no in-app purchases.
Which has better reviews, Edike or Zedvance?
Edike is rated higher. Edike averages 5.0 out of 5 from 1 ratings, while Zedvance averages 3.5 from 191 ratings.
Do Edike or Zedvance have ads?
Neither Edike nor Zedvance shows ads.
Which is updated more often, Edike or Zedvance?
Edike ships an update every 4 months, and Zedvance monthly. Most recently, Edike was updated on October 11, 2026 and Zedvance on October 27, 2026.

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