Comparison

Poketto vs Subwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Poketto

A private money tracking app that offers a beautifully simple yet powerful way to manage your finances. It leverages Apple Intelligence for easy transaction logging and integrates with Apple Wallet for automatic updates. Optimized for iPad and iPhone Duo, it provides intuitive insights and robust privacy controls.

Highlights
  • AI-powered transaction logging
  • Apple Wallet integration
  • Installment tracking
  • Multi-currency support
  • Transaction location mapping
  • Intuitive spending insights
  • Budgeting and recurring transaction tracking
Features
Read full description

A private money tracking app that's beautifully simple, yet surprisingly powerful. Now optimized for iPad and iPhone Duo. # KEY FEATURES - Add Transactions with Apple Intelligence – Describe or dictate a transaction, or add one from a receipt or a screenshot. Add receipts straight from Visual Intelligence, or log expenses with Siri and Shortcuts. Private Cloud Compute handles larger requests, such as a full statement or several photos at once, and categories, accounts, and titles follow how you've recorded each merchant before. - Optimized for iPad and iPhone Duo – Resizable windows on iPad, the larger display of iPhone Duo, and keyboard shortcuts, with the fluid animations and familiar Liquid Glass design of a native iOS app. - Apple Wallet Integration – Automatically add posted transactions from Apple Card, Apple Cash, and other supported accounts in Wallet, categorized by your past choices or on-device Apple Intelligence. Optional notifications let you know when new transactions arrive. Included with Poketto Pass; availability varies by region. - Installment Tracking Done Right – See the true cost upfront. Your installments appear in future spending stats immediately, not when payments are due, preventing the common trap of feeling like you spent less than you actually did. - Transaction Compound – Link related purchases, refunds, and split expenses seamlessly. - Multi-Currency Support – Exchange rates update hourly. View your balance and transactions across multiple currencies in your preferred currency. - Transaction Locations – Record where each transaction happened and see your spending on a map. - Intuitive Insights – See how this week, month, or year compares with the same point last period, what changed and why, and which recurring transactions are still to come. View every day on a calendar and where your money went at a glance, with custom date ranges and hourly granularity for deeper analysis. Summaries written with Private Cloud Compute require iOS 27 and are included with Poketto Pass. - Budgets – Set weekly, monthly, and yearly budgets for your overall spending or for any category, account, or tag. Included with Poketto Pass. - Recurring Transactions – Easily track subscriptions and monthly bills, and see incurred or upcoming expenses. Adjust start dates and intervals anytime after creation. - Widgets – Keep your balance and recent spending in view, right on your Home Screen and Lock Screen. - Privacy & Data Control – Your data stays local or in your iCloud account. Import or export your transactions as CSV, or back them up with attached images as a ZIP archive. Third-party services are strictly opt-in. No ads. No account required. No distractions. Just your finances, beautifully organized. # CONTACT US Have any questions or feedback? Contact us here! E-mail: hello@pokettoapp.com Telegram group: https://telegram.me/+emsSqOGWAYJkZDM1 # IN-APP-PURCHASES Poketto is free to download. Some features require an optional subscription or one-time purchase of the Poketto Pass. # LEGAL Privacy Policy: https://tinyurl.com/mwkxfybs Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Subwise

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

Highlights
  • Track 120+ services instantly
  • Swipe to cancel subscriptions
  • Customizable renewal alerts
  • Visual spending charts
  • Offline functionality
  • Dark mode support
Features
Read full description

Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.

Screenshots

Poketto4 screens
Subwise4 screens

Verdict

The call

The clearest difference is monetization model: Subwise at free against Poketto's free with in-app purchases. Subwise also leads on iOS requirement (18.2 vs 26.0). Poketto's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (18 vs 5). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Poketto sells 3 in-app purchases, starting at $0.99 per month and Subwise sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Poketto against 5.0 for Subwise. Both are backed by a comparable volume of ratings — 18 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Poketto ships an update every 2 weeks, Subwise monthly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Poketto versus Subwise: the parameters behind the verdict, then further details
ParameterPokettoSubwise
PriceFreeFree
Rating4.9 (18 ratings)5.0 (5 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings18 — better5
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.2 — better
Further details — not scored
Size42 MB5 MB
Age rating4+4+
Developer昱程 王Alejandro Hernandez

Customer experience

Poketto

All ratings18 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subwise

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Poketto

Subscriptions2
  • Pass (1 Month)1 Month trial$0.991 Month
  • Pass (1 Year)1 Month trial$9.991 Year
One-time1
  • Pass (Lifetime)$19.99
3 purchases

Subwise

One-time3
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$3.99

Questions

Is Poketto free?
Poketto is free to download, with in-app purchases available.
Is Subwise free?
Subwise is free to download, with in-app purchases available.
Which has better reviews, Poketto or Subwise?
Subwise is rated higher. Poketto averages 4.9 out of 5 from 18 ratings, while Subwise averages 5.0 from 5 ratings.
Do Poketto or Subwise have ads?
Neither Poketto nor Subwise shows ads.
Which is updated more often, Poketto or Subwise?
Poketto ships an update every 2 weeks, and Subwise monthly. Most recently, Poketto was updated on October 30, 2026 and Subwise on October 28, 2026.

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