Comparison

Borrow Backs Merchant vs LumaPos Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Borrow Backs Merchant

Features
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Borrow Backs is the largest marketplace for renting! Search for your desired rental and place an order to pick up your rental! Or even browse through the featured rentals if you’re looking for some fun! You can also browse through different rental services such as guided tours, wedding/party venues, house sitting, and so much more! Borrow Backs — The simple way to rent! “Great app for when you’re traveling! I was able to explore much more thanks to this quick and convenient app! Thank you Borrow Backs!” - Joshua H. Borrow Backs is the easiest way to get the rental you want! Get pricing, availability, and location all within seconds of your search. Reserve your rental days prior to ensure your rental is there for your arrival. No more in-store waiver signing, get all the necessary paperwork filled out before online checkout! Skip lines by simply picking up your rental once it's ready for your arrival. In and out! Request more time! Ask the rental shop merchant for more time directly through the app! Save money - Shop for hundreds of deals on various different rentals. We show you the most relevant rentals! Take advantage of daily deals and more. Save time - Skip waiting in lines and also sign waivers and forms before pickup for a quick and easy transaction. Convenient - Easy lookup on any rentals. Smooth transactions. Easy to use. Zero complications. Rent anytime. Anywhere. Ratings - Leave ratings on shops and browse reviews to feel more comfortable with your rental purchase. For rental shop merchants - Boost your customers - Connect with new and existing customers in a much more convenient fashion. Grow your sales, reputation, and business! Run it your way - Use our platform to either receive orders, manage inventory, track sales, or all of the above! Online presence - Become known within your community online and in person. Receive ratings and boost potential customer's confidence in your products! Even advertise throughout the app. Quick transactions - Receive orders and get paid! Satisfy your customers quick and easy! Rent anything! ATV’s/ Dirt-bikes/ SXS Baby equipment Ballroom & Receptions Bikes Boats Campers & RVs Camping gear Jet skis Jumpers / Bounce House Longboards Machinery Medical equipment Moped scooters Moving vans Musical instruments Outdoor equipment Paddle boats Party supplies Pet supplies Roller skates RV’s / Mobile homes Scooters Segways Snow gear Snowmobile Sports gear Strollers Studios Surfboards Swan boats Trailers Tractors And many more We make it simple for you to rent!

About

LumaPos Mobile

Transform your phone into a powerful point of sale system for mobile businesses. Accept contactless payments, manage flexible menus, and track sales history. Ideal for food trucks, pop-ups, and event vendors needing efficient checkout without extra hardware.

Highlights
  • Fast checkout and order building
  • Contactless card and mobile wallet payments
  • Flexible menu creation and management
  • Transaction history and refund processing
  • Online event ticketing and QR code scanning
  • Team access and sales tracking
  • Stripe payment processing
Features
Read full description

Luma turns your phone into a complete point of sale system. Built for food trucks, mobile bars, pop-ups, and event vendors who need fast, reliable payments without extra hardware. FAST CHECKOUT Tap items, build orders, and move customers through the line quickly. The interface is simple and stays out of the way. TAP TO PAY Accept contactless cards and mobile wallets directly on your phone. No readers to pair, charge, or replace. FLEXIBLE MENUS Create different menus for different events or locations. Switch prices and items in seconds. TRANSACTION HISTORY View past sales, check details, and issue refunds all from one place. EVENTS & TICKETING Sell tickets online, scan QR codes at the door, and track attendance in real-time. Guests get digital tickets in Apple Wallet and Google Wallet. WORKS WHERE YOU SELL Markets, festivals, private events, or street setups. If you have cell service, you can take payments. TEAM ACCESS Multiple devices for your crew. Every sale is tracked so you know exactly who sold what. POWERED BY STRIPE Payments are processed through Stripe and deposited on a predictable schedule. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/Luma keeps payments simple so you can focus on selling.

Screenshots

Borrow Backs Merchant3 screens
LumaPos Mobile4 screens

Verdict

The call

The clearest difference is in-app purchases: Borrow Backs Merchant at none against LumaPos Mobile's 1. Borrow Backs Merchant also leads on iOS requirement (14.0 vs 16.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LumaPos Mobile sells 1 in-app purchase, starting at $29.99 per month. Borrow Backs Merchant asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Borrow Backs Merchant versus LumaPos Mobile: the parameters behind the verdict, then further details
ParameterBorrow Backs MerchantLumaPos Mobile
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better16.4
Further details — not scored
Size95 MB111 MB
Age rating4+4+
DeveloperBorrow Backs LLCLumaPos LLC

In-app purchases

None

Borrow Backs Merchant

No in-app purchases

1 purchases

LumaPos Mobile

Subscriptions1
  • Luma Pro$29.991 Month

Questions

Is Borrow Backs Merchant free?
Borrow Backs Merchant is free to download, with no in-app purchases.
Is LumaPos Mobile free?
LumaPos Mobile is free to download, with in-app purchases available.
Do Borrow Backs Merchant or LumaPos Mobile have ads?
Neither Borrow Backs Merchant nor LumaPos Mobile shows ads.
Which is updated more often, Borrow Backs Merchant or LumaPos Mobile?
Borrow Backs Merchant ships an update every 3 weeks, and LumaPos Mobile every 3 weeks. Most recently, Borrow Backs Merchant was updated on November 3, 2026 and LumaPos Mobile on October 31, 2026.

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