Comparison

Tracka Mobile vs Five Credits

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Tracka Mobile

Features
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Tracka is an initiative of BudgIT with support from the Strengthening Civic Advocacy and Local Engagement (SCLAE) Project, funded by USAID Nigeria to provide everyday citizens with access to public finance management data for engagement with public institutions and public office holders on prudent management of national resources for improved service delivery. The data provided on the app are sourced from the approved budgets of the Federal Government of Nigeria. They are mostly disaggregated capital projects data that were mined from the budget documents provided on the website of the Federal Ministry of Finance, Budget, and National Planning - https://www.budgetoffice.gov.ng/ they are strictly government data made easily available for citizens for the sole purpose of promoting participatory governance.

About

Five Credits

Features
Read full description

Prepare for WAEC, NECO and JAMB (UTME) anywhere โ€” even without internet. Five Credits is an offline-first exam-prep app built for Nigerian SS3 students and JAMB candidates โ€” named after the 5 O'Level credits you need for university admission. Load a content pack once, then study, practice, and track your progress completely offline โ€” on the bus, at home, or anywhere data is scarce. FEATURES โ€ข A guided 12-week Study Plan that paces you through the full syllabus, day by day, with weekly mixed reviews and progress checkpoints. โ€ข Bite-sized lessons for every topic, written in simple exam-focused language, with properly rendered formulas โ€” not raw text. โ€ข 2,253 practice questions in the same style as WAEC/NECO/JAMB โ€” with instant feedback and every multiple-choice option shuffled so you can't just memorise a position. โ€ข Worked solutions for every question, including WHY each wrong option is wrong, so you actually learn from mistakes. โ€ข A JAMB-style Mock Exam with a real CBT-style timer, question navigator, and flexible length (quick, standard, or full). โ€ข Progress tracking per topic and per subject, so you know exactly what to revise next. โ€ข Available in English, Russian and French. โ€ข Import additional content packs (.zip) to add more subjects and topics as they become available. โ€ข 100% offline after setup. No ads, no account required. Anonymous usage stats are optional and off by default (Settings โ†’ Analytics). CURRENT CONTENT This release ships with a full content pack covering all 5 core O'Level credits compulsory for WAEC, NECO and JAMB โ€” Mathematics, English Language, Physics, Chemistry and Biology: - Mathematics: 24 topics covering the full SS3 syllabus โ€” from number bases and quadratic equations through matrices, trigonometry, statistics, combinatorics, and an introduction to differentiation. - English Language: 10 topics โ€” reading comprehension, summary writing, grammar, lexis and structure, figures of speech, synonyms/antonyms, letter and essay writing, oral English, and idioms. - Physics: 20 topics โ€” from quantities & units and Newton's Laws through waves, current electricity, electromagnetism and modern physics. - Chemistry: 20 topics โ€” from atomic structure and the periodic table through acids/bases/salts, electrolysis, organic chemistry and metals. - Biology: 20 topics โ€” from cell structure and classification through genetics, ecology, and human physiology. That's 94 topics and 2,253 questions in total โ€” every topic has a full lesson, worked examples, common-mistake warnings, and 24 practice questions. More subjects (Government, Economics, Literature-in-English, Geography and others) are on the way โ€” the app is built to grow with new content packs without needing an app update. Built for students who need serious exam prep without a heavy data bill.

Screenshots

Tracka Mobile4 screens
Five Credits4 screens

Verdict

The call

The clearest difference is iOS requirement: Tracka Mobile at 12.0 against Five Credits's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tracka Mobile ships an update every 5 days, Five Credits weekly. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

Scorecard1 real difference ยท 5 level
Tracka Mobile versus Five Credits: the parameters behind the verdict, then further details
ParameterTracka MobileFive Credits
PriceFreeFree
Update frequencyEvery 5 days โ€” betterWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12.0 โ€” better15.0
Further details โ€” not scored
Size59 MB46 MB
Age rating4+4+
DeveloperBUDGIT FOUNDATION FOR PROMOTION OF INFORMATION TECHNOLOGY IN NIGERIASergey Tereshchenko

In-app purchases

None

Tracka Mobile

No in-app purchases

None

Five Credits

No in-app purchases

Questions

Is Tracka Mobile free?
Tracka Mobile is free to download, with no in-app purchases.
Is Five Credits free?
Five Credits is free to download, with no in-app purchases.
Do Tracka Mobile or Five Credits have ads?
Neither Tracka Mobile nor Five Credits shows ads.
Which is updated more often, Tracka Mobile or Five Credits?
Tracka Mobile ships an update every 5 days, and Five Credits weekly. Most recently, Tracka Mobile was updated on September 29, 2026 and Five Credits on October 2, 2026.

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