Comparison

Займы онлайн INTEGRAL vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Займы онлайн INTEGRAL

This app provides online loans with low interest rates and instant approval. It offers credit services for individuals aged 18 and above, with loan amounts ranging from 1,000 to 200,000 rubles. The loan terms are between 61 and 91 days.

Highlights
  • Online loan applications
  • Low interest rates
  • Instant approval
  • Loan amounts up to 200,000 rubles
  • Flexible repayment terms
Features
Read full description

Лучшее приложение для получения Займа на карту онлайн! Очень низкие процентные ставки, моментальное одобрение! Условия получения займа: 1. Мы предлагаем услуги кредитования для физических лиц от 18 лет APR- 31% 2. Сумма кредитования: от 1 000 до 200 000 рублей 3. Минимальный срок пользования займом 61 день; 4. Максимальный срок пользования микрокредитом - 91 день; 5. APR по кредиту - от 0,08% до 0,1% в день. 6. Пример расчета общей стоимости: при взятии суммы размером 100 000 на период 91 день вознаграждение составит 209 100 р. Итого в конце срока вы возвращаете 105 100. APR- 28,8%

About

Préstamos CLOUD

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

Highlights
  • Loan management (daily, weekly, monthly)
  • Customer and product management
  • Sales and expense tracking
  • Interest and default calculation
  • User access control
  • Legal contract creation
  • Daily data backups
Features
Currently charting
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PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

Займы онлайн INTEGRAL4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is rating: Préstamos CLOUD at 4.5 against Займы онлайн INTEGRAL's 2.8. Préstamos CLOUD also leads on update cadence (every 9 days vs every 5 weeks) and chart position (#136 vs unranked). Займы онлайн INTEGRAL's advantage is in-app purchases (none vs 11) and iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. Займы онлайн INTEGRAL asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Préstamos CLOUD holds the better App Store score, 4.5 against 2.8. Both are backed by a comparable volume of ratings — 5 and 20 respectively.

UpkeepUpdate frequency

Займы онлайн INTEGRAL ships an update every 5 weeks, Préstamos CLOUD every 9 days. The most recent releases landed on September 9, 2026 and September 23, 2026 respectively.

Scorecard7 real differences · 4 level
Займы онлайн INTEGRAL versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterЗаймы онлайн INTEGRALPréstamos CLOUD
PriceFreeFree
Rating2.8 (5 ratings)4.5 (20 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings520 — better
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
Best chart rank—#136 — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size27 MB45 MB
Age rating17+4+
DeveloperINTEGRAL, OOO (Mobile)CLOUD SERVICES INTERNATIONAL LLC

Customer experience

Займы онлайн INTEGRAL

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%

Préstamos CLOUD

All ratings20 ratings
Positive85.0%
Neutral5.0%
Negative10.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Займы онлайн INTEGRAL

No in-app purchases

10 purchases

Préstamos CLOUD

Subscriptions10
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 7 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • Plan eco anual$161.991 Year
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is Займы онлайн INTEGRAL free?
Займы онлайн INTEGRAL is free to download, with no in-app purchases.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Which has better reviews, Займы онлайн INTEGRAL or Préstamos CLOUD?
Préstamos CLOUD is rated higher. Займы онлайн INTEGRAL averages 2.8 out of 5 from 5 ratings, while Préstamos CLOUD averages 4.5 from 20 ratings.
Do Займы онлайн INTEGRAL or Préstamos CLOUD have ads?
Neither Займы онлайн INTEGRAL nor Préstamos CLOUD shows ads.
Which is updated more often, Займы онлайн INTEGRAL or Préstamos CLOUD?
Займы онлайн INTEGRAL ships an update every 5 weeks, and Préstamos CLOUD every 9 days. Most recently, Займы онлайн INTEGRAL was updated on September 9, 2026 and Préstamos CLOUD on September 23, 2026.

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