Comparison

Budget Tracker vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

Effortlessly control your finances with this intuitive app. Track income and expenses, plan budgets, monitor financial goals, and make informed decisions. It offers currency support, robust security, and data backup for peace of mind.

Highlights
  • Real-time expense and income tracking
  • Multi-currency support
  • Password-protected app locking
  • Secure data encryption and storage
  • Data backup and restore functionality
  • Financial goal monitoring
Features
Read full description

Budget Planner is a simple and powerful Money Manager for full control of your finances. Track income and expenses, plan your budget, and analyze your spending in one intuitive app. Stop wondering where your money goes — everything becomes clear, organized, and easy to manage. Key features: Expense and income tracking Add transactions in seconds and keep all your money flows in one place. See where your money goes and build better financial habits. Budget planning Create categories, set limits, and stay on top of your spending. Your Budget Planner is always at hand — simple and visual. Clear reports and analytics Get easy-to-read reports and follow your spending and income trends. Understand your finances better and make smarter decisions. Built-in currency converter Work with different currencies, convert amounts quickly, and manage your money without limits — useful for travel and multiple accounts. AI financial insights Once enough data is available, the app provides smart insights to help you spot patterns, find unnecessary expenses, and improve your financial habits. Security and data protection Your data is securely stored and protected with encryption. App lock is available for extra privacy. Backup and restore Create backups and restore your data anytime — your finances stay protected. We are always open to your ideas and feedback. Contact us at: budget@plantech.app We read every message carefully and keep improving the app. Terms of Use: https://mccalendar.app/Terms_and_Conditions_Budget.html

About

Spendwise

Features
Read full description

Privacy Assurance: Your transaction data is securely stored on your device and personal iCloud, with a firm commitment to never sharing your information with us. Enjoy complete privacy and control over your sensitive banking details.

Screenshots

Budget Tracker4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is price: Budget Tracker at Free against Spendwise's $0.99. Budget Tracker also leads on iOS requirement (15.0 vs 17.0). Spendwise's advantage is in-app purchases (none vs 3) and update cadence (fortnightly vs every 5 weeks). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budget Tracker is free to download; Spendwise costs $0.99 up front. Budget Tracker sells 3 in-app purchases, starting at $1.49 per month. Spendwise asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Tracker ships an update every 5 weeks, Spendwise fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Budget Tracker versus Spendwise: the parameters behind the verdict, then further details
ParameterBudget TrackerSpendwise
PriceFree — better$0.99
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size150 MB3 MB
Age rating4+4+
DeveloperPlanning Technologies LLCWizEyes Tech

In-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Full Access for a Month$1.491 Month
  • Full Access for a Year7 Days trial$11.991 Year
One-time1
  • Full Access Forever$24.99
None

Spendwise

No in-app purchases

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Spendwise free?
Spendwise costs $0.99, with no in-app purchases.
Do Budget Tracker or Spendwise have ads?
Neither Budget Tracker nor Spendwise shows ads.
Which is updated more often, Budget Tracker or Spendwise?
Budget Tracker ships an update every 5 weeks, and Spendwise fortnightly. Most recently, Budget Tracker was updated on November 3, 2026 and Spendwise on November 4, 2026.

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