Saving Diary vs SubTracky
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Saving Diary
Manage your finances effortlessly by tracking expenses, setting savings goals, and creating budgets. This app helps you monitor debts, organize money across multiple wallets, and gain insights into spending habits with detailed reports. It offers offline functionality and data export for complete financial control.
- Track expenses and income
- Set and monitor savings goals
- Manage debt repayment
- Organize finances with multi-wallet support
- Create budgets and view reports
- Export and import financial data
- Offline mode for data security
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Saving Diary: Expense Tracker & Budget Take control of your money with Saving Diary, the ultimate finance app for managing expenses, saving goals, and budgeting. Whether you're saving for a dream vacation, paying off loans, or just want to know where your paycheck goes, Saving Diary makes it simple and fun. Key Features: * Track Expenses & Income: - Log daily transactions in seconds – from coffee runs to rent payments. - Categorize spending to see exactly where your money goes. * Savings Goals: - Set goals (e.g., a new laptop, emergency fund) and track your progress. - Stay motivated with visual progress bars and reminders. * Debt Tracker: - Track what you owe and what others owe you. - Make partial payments and see your balances shrink over time. * Multi-Wallet Support: - Organize your money with multiple wallets (e.g., Cash, Bank, E-Wallet). - View your Active Balance (spendable money) and Total Wealth (net worth). - Archive unused wallets to keep things tidy. - Exclude specific wallets from stats when needed. * Budgeting & Reports: - Create monthly budgets and avoid overspending. - Get detailed reports on spending patterns, income trends, and savings progress. * Labels - Group multiple categories under one label (e.g., Travel, Projects) - Easy to track all spending related to the same event - View label summaries for better insights * Export & Import - Export your data anytime (CSV & Excel format) - Import past records or move from another app - Keep full control of your financial history * Offline Mode: - Use the app without an internet connection – your data stays secure on your device. * Customizable Categories: - Personalize expense categories with vibrant icons and colors. * Language Support: - Use the app in many languages for a more comfortable experience. Why Choose Saving Diary? • Simple & Clean Design: Easy to use, even if you’re new to budgeting. • All-in-One Solution: Combines expense tracking, saving goals, debt management, and budgeting in one app. • Secure & Private: Your financial data is safe and never shared with third parties. Download Now and Take Control of Your Money! Ready to simplify your finances? Download Saving Diary today and start your journey to financial freedom. Terms of Use: https://www.savingdiary.com/terms-of-service/ Privacy Policy: https://www.savingdiary.com/privacy/ Support: hello@savingdiary.com
SubTracky
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Take control of your subscriptions with SubTracky. Track your recurring payments, manage your bills, and stay on top of your spending — all in one simple app. Are you paying for subscriptions you forgot about? SubTracky helps you track every subscription, understand your spending, and avoid unexpected charges. Stay organized, save money, and feel in control. Track all your subscriptions in one place, view your total monthly and yearly spending, and get reminders before billing dates. Add subscriptions quickly with a clean and minimal interface designed for simplicity. Understand your habits with smart insights. See how much you spend each month, identify unused services, and make better financial decisions. Upgrade to SubTracky Premium to unlock unlimited subscriptions, advanced spending insights, smart reminders, and premium themes. Your privacy matters. Your data stays on your device with no unnecessary tracking. PRIVACY FIRST Your data stays on your device. SubTracky does not sell or share your personal information. Start tracking your subscriptions today with SubTracky. Privacy Policy: https://nasuhemre.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: SubTracky at none against Saving Diary's shown. SubTracky also leads on update cadence (every 2 days vs monthly). Saving Diary's advantage is iOS requirement (15.1 vs 26.2). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Saving Diary sells 2 in-app purchases, starting at $1.49 per month and SubTracky sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Saving Diary ships an update monthly, SubTracky every 2 days. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.
| Parameter | Saving Diary | SubTracky |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Monthly | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 26.2 |
| Further details — not scored | ||
| Size | 55 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | PT Reksa Karya Digital | Nasuh Emre atessoy |
In-app purchases
Saving Diary
- Monthly Plan$1.491 Month
- Annual Plan$9.901 Year
SubTracky
- Monthly$0.991 Month
- Yearly$9.991 Year
Questions
Is Saving Diary free?
Is SubTracky free?
Do Saving Diary or SubTracky have ads?
Which is updated more often, Saving Diary or SubTracky?
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