Comparison

Saving Diary vs FinPulse

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saving Diary

Manage your finances effortlessly by tracking expenses, setting savings goals, and creating budgets. This app helps you monitor debts, organize money across multiple wallets, and gain insights into spending habits with detailed reports. It offers offline functionality and data export for complete financial control.

Highlights
  • Track expenses and income
  • Set and monitor savings goals
  • Manage debt repayment
  • Organize finances with multi-wallet support
  • Create budgets and view reports
  • Export and import financial data
  • Offline mode for data security
Features
Read full description

Saving Diary: Expense Tracker & Budget Take control of your money with Saving Diary, the ultimate finance app for managing expenses, saving goals, and budgeting. Whether you're saving for a dream vacation, paying off loans, or just want to know where your paycheck goes, Saving Diary makes it simple and fun. Key Features: * Track Expenses & Income: - Log daily transactions in seconds – from coffee runs to rent payments. - Categorize spending to see exactly where your money goes. * Savings Goals: - Set goals (e.g., a new laptop, emergency fund) and track your progress. - Stay motivated with visual progress bars and reminders. * Debt Tracker: - Track what you owe and what others owe you. - Make partial payments and see your balances shrink over time. * Multi-Wallet Support: - Organize your money with multiple wallets (e.g., Cash, Bank, E-Wallet). - View your Active Balance (spendable money) and Total Wealth (net worth). - Archive unused wallets to keep things tidy. - Exclude specific wallets from stats when needed. * Budgeting & Reports: - Create monthly budgets and avoid overspending. - Get detailed reports on spending patterns, income trends, and savings progress. * Labels - Group multiple categories under one label (e.g., Travel, Projects) - Easy to track all spending related to the same event - View label summaries for better insights * Export & Import - Export your data anytime (CSV & Excel format) - Import past records or move from another app - Keep full control of your financial history * Offline Mode: - Use the app without an internet connection – your data stays secure on your device. * Customizable Categories: - Personalize expense categories with vibrant icons and colors. * Language Support: - Use the app in many languages for a more comfortable experience. Why Choose Saving Diary? • Simple & Clean Design: Easy to use, even if you’re new to budgeting. • All-in-One Solution: Combines expense tracking, saving goals, debt management, and budgeting in one app. • Secure & Private: Your financial data is safe and never shared with third parties. Download Now and Take Control of Your Money! Ready to simplify your finances? Download Saving Diary today and start your journey to financial freedom. Terms of Use: https://www.savingdiary.com/terms-of-service/ Privacy Policy: https://www.savingdiary.com/privacy/ Support: hello@savingdiary.com

About

FinPulse

Features
Read full description

FinPulse is your personal finance companion — track spending, set budgets and savings goals, stay on top of debts, and get AI-powered insights that explain where your money actually goes. Log expenses and income in seconds, with categories and recurring entries Set budgets and savings goals, and watch your progress in real time Track debts and your credit score in one place AI insights and a chat assistant that turn your numbers into plain-English guidance (opt-in) Multi-currency support Share a plan with your household on the Family plan Your data is yours: everything is entered by you, never pulled from your bank, and you can export or delete it anytime. FinPulse Pro and Family unlock unlimited budgets and goals, AI insights, advanced tracking and more, via auto-renewing subscription. Terms of Use: https://askfinpulse.com/terms Privacy Policy: https://askfinpulse.com/privacy

Screenshots

Saving Diary4 screens
FinPulse4 screens

Verdict

The call

The clearest difference is in-app purchases: FinPulse at none against Saving Diary's 2. FinPulse also leads on ads (none vs shown) and update cadence (weekly vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saving Diary sells 2 in-app purchases, starting at $1.49 per month. FinPulse asks for nothing beyond the download.

UpkeepUpdate frequency

Saving Diary ships an update monthly, FinPulse weekly. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 6 level
Saving Diary versus FinPulse: the parameters behind the verdict, then further details
ParameterSaving DiaryFinPulse
PriceFreeFree
Rating4.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyMonthlyWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size55 MB50 MB
Age rating4+4+
DeveloperPT Reksa Karya DigitalSamartha Hathwar

In-app purchases

2 purchases

Saving Diary

Subscriptions2
  • Monthly Plan$1.491 Month
  • Annual Plan$9.901 Year
None

FinPulse

No in-app purchases

Questions

Is Saving Diary free?
Saving Diary is free to download, with in-app purchases available.
Is FinPulse free?
FinPulse is free to download, with no in-app purchases.
Do Saving Diary or FinPulse have ads?
Saving Diary shows ads; FinPulse does not.
Which is updated more often, Saving Diary or FinPulse?
Saving Diary ships an update monthly, and FinPulse weekly. Most recently, Saving Diary was updated on October 9, 2026 and FinPulse on October 16, 2026.

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