Saving Diary vs Subtotal

Saving Diary: Expense Tracker & Budget Take control of your money with Saving Diary, the ultimate finance app for managing expenses, saving goals, and budgeting. Whether you're saving for a dream vacation, paying off loans, or just want to know where your paycheck goes, Saving Diary makes it simple and fun. Key Features: * Track Expenses & Income: - Log daily transactions in seconds – from coffee runs to rent payments. - Categorize spending to see exactly where your money goes. * Savings Goals: - Set goals (e.g., a new laptop, emergency fund) and track your progress. - Stay motivated with visual progress bars and reminders. * Debt Tracker: - Track what you owe and what others owe you. - Make partial payments and see your balances shrink over time. * Multi-Wallet Support: - Organize your money with multiple wallets (e.g., Cash, Bank, E-Wallet). - View your Active Balance (spendable money) and Total Wealth (net worth). - Archive unused wallets to keep things tidy. - Exclude specific wallets from stats when needed. * Budgeting & Reports: - Create monthly budgets and avoid overspending. - Get detailed reports on spending patterns, income trends, and savings progress. * Labels - Group multiple categories under one label (e.g., Travel, Projects) - Easy to track all spending related to the same event - View label summaries for better insights * Export & Import - Export your data anytime (CSV & Excel format) - Import past records or move from another app - Keep full control of your financial history * Offline Mode: - Use the app without an internet connection – your data stays secure on your device. * Customizable Categories: - Personalize expense categories with vibrant icons and colors. * Language Support: - Use the app in many languages for a more comfortable experience. Why Choose Saving Diary? • Simple & Clean Design: Easy to use, even if you’re new to budgeting. • All-in-One Solution: Combines expense tracking, saving goals, debt management, and budgeting in one app. • Secure & Private: Your financial data is safe and never shared with third parties. Download Now and Take Control of Your Money! Ready to simplify your finances? Download Saving Diary today and start your journey to financial freedom. Terms of Use: https://www.savingdiary.com/terms-of-service/ Privacy Policy: https://www.savingdiary.com/privacy/ Support: hello@savingdiary.com

You are paying for more than you think. Subtotal adds every subscription up into one figure — what leaves your account each month, and what that comes to in a year. Then it warns you days before each renewal, on your phone and by email, while cancelling can still stop the charge. No bank connection, no scraping: you enter what you pay for, and the app does the arithmetic. WHAT IT DOES • One honest total — every subscription added up, by month and by year, in your own currency. • Renewal reminders days ahead, on your phone and by email, so no charge lands unannounced. • A calendar of every payment coming up, so renewal day never collides with payday. • Where the money goes: by category, by plan and by payment method, ranked by yearly cost. • Price history — every rise kept on record, and a warning before the next one. • Free trials tracked to the day they convert into a real charge. • Shared plans split properly, so you only ever count your share. • Any billing cycle — weekly, monthly, quarterly, yearly, or an interval you set yourself. • Multi-currency, converted into one home currency you choose. • A yearly review: your heaviest month, your biggest category, and what you cancelled. SUBTOTAL PRO Unlimited subscriptions, spending trends, budgets, the savings tracker, home-screen widgets, calendar sync, CSV import and export, and an app lock. Free covers up to 5 subscriptions with full totals and reminders — nothing is ever deleted if you stop paying. No ads, no trackers, nothing sold. Your ledger lives in your own account and syncs to your own devices, and you can delete it and everything in it from inside the app. Subtotal is a ledger for money that leaves on a schedule — subscriptions, memberships, insurance, the gym, the mobile plan, the streaming you forgot about. If it charges you again next month, it belongs here.