Comparison

Nepal Saving iSmart vs Nagarik mBank

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Nepal Saving iSmart

Features
Read full description

Nepal Saving iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

About

Nagarik mBank

Features
Read full description

Nagarik mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Nagarik mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nagarik mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Nagarik mBank accounts faster and securely via internet. Nagarik mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Nagarik mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Nagarik mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Nagarik mBank, and you need to subscribe to the Nagarik mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Nagarik mBank Nagarik mBank is leading Payment Service Provider. Nagarik mBank is leading fin-tech company in Nepal.

Screenshots

Nepal Saving iSmart4 screens
Nagarik mBank4 screens

Verdict

The call

Nepal Saving iSmart and Nagarik mBank are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 9 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Nepal Saving iSmart versus Nagarik mBank: the parameters behind the verdict, then further details
ParameterNepal Saving iSmartNagarik mBank
PriceFreeFree
Update frequencyEvery 9 monthsEvery 9 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.6 โ€” better15.7
Further details โ€” not scored
Size84 MB436 MB
Age rating17+17+
DeveloperDevanasoft Pvt LtdmBank Technologies

In-app purchases

None

Nepal Saving iSmart

No in-app purchases

None

Nagarik mBank

No in-app purchases

Questions

Is Nepal Saving iSmart free?
Nepal Saving iSmart is free to download, with no in-app purchases.
Is Nagarik mBank free?
Nagarik mBank is free to download, with no in-app purchases.
Do Nepal Saving iSmart or Nagarik mBank have ads?
Neither Nepal Saving iSmart nor Nagarik mBank shows ads.
Which is updated more often, Nepal Saving iSmart or Nagarik mBank?
Nepal Saving iSmart ships an update every 9 months, and Nagarik mBank every 9 months. Most recently, Nepal Saving iSmart was updated on October 9, 2026 and Nagarik mBank on October 25, 2026.

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