Comparison

bPAYd vs Pagarva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bPAYd

This app streamlines business finances by offering seamless credit card processing, invoice management, and recurring payment options. It provides detailed reports, customer management, and cashier supervision for enhanced business operations.

Highlights
  • Credit card processing
  • Invoice management
  • Recurring payments
  • Customer management
  • Detailed reports
  • Payment links
Features
Read full description

Introducing bPAYd, crafted by Blackstone, the ultimate merchant-centric app tailored for seamless credit card processing and so much more. bPAYd doesn't just streamline payments; it revolutionizes the way you manage your business finances. Here’s why bPAYd is your go-to payment companion: Detailed Reports: Gain insights from comprehensive reports on processed credit cards and checks. Invoice Management: Send, view, edit, and manage your invoices all in one place. Swift Payments: Process payments quickly and efficiently. With bPAYd, payments are just a tap away. Payment Links: Easily generate and share payment links with your customers for a hassle-free payment experience. Recurring Payments: Set, configure, and manage recurring payments effortlessly. Customer Management: Keep your customer database organized. View, add, edit, or delete customer profiles with ease. Card Storage: Safely store customer cards and process them as needed, ensuring a smooth transaction every time. Product & Service Management: Handle your product and service inventory with our intuitive features. Web Payment Frame: Incorporate a payment frame on your website for a seamless online transaction experience. Cashier Management: Supervise and manage your cashiers efficiently. Ensure that everyone has the appropriate access. Verification Settings: Tailor your credit card verification settings to your business needs. Experience simplicity, efficiency, and innovation with bPAYd. Dive into the world of advanced payment processing today!

About

Pagarva

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

Highlights
  • Accept payments from multiple methods
  • Instant deposits to bank account
  • Professional interface for micro-businesses
  • Customer or business pays transaction fees
  • Multilingual support
  • Organized income tracking
Features
Read full description

All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.

Screenshots

bPAYd4 screens
Pagarva4 screens

Verdict

The call

The clearest difference is iOS requirement: bPAYd at 13.0 against Pagarva's 18.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for bPAYd against 5.0 for Pagarva. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

bPAYd ships an update every 5 weeks, Pagarva every 3 weeks. The most recent releases landed on September 9, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 9 level
bPAYd versus Pagarva: the parameters behind the verdict, then further details
ParameterbPAYdPagarva
PriceFreeFree
Rating5.0 (4 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better3
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size70 MB108 MB
Age rating17+17+
DeveloperBlackstone Merchant ServicesPAGARVA INC

Customer experience

bPAYd

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pagarva

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

bPAYd

No in-app purchases

None

Pagarva

No in-app purchases

Questions

Is bPAYd free?
bPAYd is free to download, with no in-app purchases.
Is Pagarva free?
Pagarva is free to download, with no in-app purchases.
Which has better reviews, bPAYd or Pagarva?
bPAYd and Pagarva are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.
Do bPAYd or Pagarva have ads?
Neither bPAYd nor Pagarva shows ads.
Which is updated more often, bPAYd or Pagarva?
bPAYd ships an update every 5 weeks, and Pagarva every 3 weeks. Most recently, bPAYd was updated on September 9, 2026 and Pagarva on September 15, 2026.

Other comparisons