Kody vs PayTrueQR
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Kody
This finance app offers a secure and efficient way for business owners to manage their finances. It features biometric login, a digital wallet for real-time balance tracking, and simplified payment approvals. Designed for Kody retail merchants, it provides a user-friendly interface and 24/7 support.
- Biometric login (fingerprint/facial recognition)
- KodyWallet for real-time balance tracking
- Effortless payment and transfer approvals
- User-friendly interface
- State-of-the-art security measures
- 24/7 customer support
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Kody: Your Ultimate Finance Companion Description Welcome to Kody, your all-in-one finance app that simplifies your financial life like never before! Whether you're a business owner or an individual looking for a secure and efficient way to manage your finances, Kody has got you covered. Say goodbye to the hassle of traditional banking and embrace the future of finance with Kody. Key Features: 1. Biometric Access: Log in with ease using your fingerprint or facial recognition, ensuring the highest level of security for your financial data. Your financial well-being is just a touch away. 2. KodyWallet: Experience the power of KodyWallet, your digital financial hub and track your account balances in real-time. 3. Payments Made Easy: Say goodbye to cumbersome payment processes. With Kody, you can effortlessly approve payments and transfers with just a few taps. Why Choose Kody? User-Friendly Interface: Navigate with ease through Kody's intuitive interface, offering a hassle-free and seamless user experience designed with Kody retail merchants in mind. Secure and Reliable: Safeguard your business data with our state-of-the-art security measures, ensuring a secure environment for Kody retail merchants. 24/7 Support: Experience unmatched support with our dedicated team, always ready to assist you round the clock, enhancing your business continuity. Download the Kody app now and step into a world where business management meets innovation and efficiency. Exclusively for Kody retail merchants - Your business journey, redefined and simplified with Kody.
PayTrueQR
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Stop losing your profits to high card fees. PayTrueQR is the fast, secure, and fair way for UK businesses to accept payments. Bypass costly card networks and get paid directly into your bank account, no terminals, no hidden costs, and no waiting days for your money. Traditional card processors take a percentage of every sale. We think thatβs unfair. PayTrueQR uses Open Banking to settle payments near-instantly for a transparent, ultra-low fixed fee. β’ Instant Settlement: Funds reach your account in seconds via the UK Faster Payments Service (FPS). Improve your cash flow overnight. β’ Ultra-Low Fees: Enjoy transparent, fixed-fee pricing. Keep more of what you earn compared to traditional card processors. β’ No Hardware Needed: Your phone is your terminal. Generate a secure QR code in seconds for your customers to scan. β’ Bank-Grade Security: Payments are authorised by your customers directly in their own banking app using FaceID or TouchID. PayTrueQR Limited | Registered in England and Wales | Company Number: 16567595 | ICO Registration Number: ZC100823 | VAT Number: 511050654 PayTrueQR Limited is acting as a Registered Agent of Finexer LTD ("Finexer"). Finexer is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 (Firm Reference Number 925695) as an Authorised Payment Institution to provide Account Information Services (AIS) and Payment Initiation Services (PIS).
Screenshots
Verdict
The clearest difference is update cadence: Kody at every 6 days against PayTrueQR's every 6 months. Kody also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kody ships an update every 6 days, PayTrueQR every 6 months. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | Kody | PayTrueQR |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 6 days β better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 13.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 82 MB | 52 MB |
| Age rating | 17+ | 4+ |
| Developer | KodyPay Ltd | PayTrueQR Limited |
In-app purchases
Kody
No in-app purchases
PayTrueQR
No in-app purchases









