Comparison

Kody vs PayTrueQR

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kody

This finance app offers a secure and efficient way for business owners to manage their finances. It features biometric login, a digital wallet for real-time balance tracking, and simplified payment approvals. Designed for Kody retail merchants, it provides a user-friendly interface and 24/7 support.

Highlights
  • Biometric login (fingerprint/facial recognition)
  • KodyWallet for real-time balance tracking
  • Effortless payment and transfer approvals
  • User-friendly interface
  • State-of-the-art security measures
  • 24/7 customer support
Features
Read full description

Kody: Your Ultimate Finance Companion Description Welcome to Kody, your all-in-one finance app that simplifies your financial life like never before! Whether you're a business owner or an individual looking for a secure and efficient way to manage your finances, Kody has got you covered. Say goodbye to the hassle of traditional banking and embrace the future of finance with Kody. Key Features: 1. Biometric Access: Log in with ease using your fingerprint or facial recognition, ensuring the highest level of security for your financial data. Your financial well-being is just a touch away. 2. KodyWallet: Experience the power of KodyWallet, your digital financial hub and track your account balances in real-time. 3. Payments Made Easy: Say goodbye to cumbersome payment processes. With Kody, you can effortlessly approve payments and transfers with just a few taps. Why Choose Kody? User-Friendly Interface: Navigate with ease through Kody's intuitive interface, offering a hassle-free and seamless user experience designed with Kody retail merchants in mind. Secure and Reliable: Safeguard your business data with our state-of-the-art security measures, ensuring a secure environment for Kody retail merchants. 24/7 Support: Experience unmatched support with our dedicated team, always ready to assist you round the clock, enhancing your business continuity. Download the Kody app now and step into a world where business management meets innovation and efficiency. Exclusively for Kody retail merchants - Your business journey, redefined and simplified with Kody.

About

PayTrueQR

Features
Read full description

Stop losing your profits to high card fees. PayTrueQR is the fast, secure, and fair way for UK businesses to accept payments. Bypass costly card networks and get paid directly into your bank account, no terminals, no hidden costs, and no waiting days for your money. Traditional card processors take a percentage of every sale. We think that’s unfair. PayTrueQR uses Open Banking to settle payments near-instantly for a transparent, ultra-low fixed fee. β€’ Instant Settlement: Funds reach your account in seconds via the UK Faster Payments Service (FPS). Improve your cash flow overnight. β€’ Ultra-Low Fees: Enjoy transparent, fixed-fee pricing. Keep more of what you earn compared to traditional card processors. β€’ No Hardware Needed: Your phone is your terminal. Generate a secure QR code in seconds for your customers to scan. β€’ Bank-Grade Security: Payments are authorised by your customers directly in their own banking app using FaceID or TouchID. PayTrueQR Limited | Registered in England and Wales | Company Number: 16567595 | ICO Registration Number: ZC100823 | VAT Number: 511050654 PayTrueQR Limited is acting as a Registered Agent of Finexer LTD ("Finexer"). Finexer is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 (Firm Reference Number 925695) as an Authorised Payment Institution to provide Account Information Services (AIS) and Payment Initiation Services (PIS).

Screenshots

Kody4 screens
PayTrueQR4 screens

Verdict

The call

The clearest difference is update cadence: Kody at every 6 days against PayTrueQR's every 6 months. Kody also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kody ships an update every 6 days, PayTrueQR every 6 months. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard2 real differences Β· 6 level
Kody versus PayTrueQR: the parameters behind the verdict, then further details
ParameterKodyPayTrueQR
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 6 days β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS13.0 β€” better16.4
Further details β€” not scored
Size82 MB52 MB
Age rating17+4+
DeveloperKodyPay LtdPayTrueQR Limited

In-app purchases

None

Kody

No in-app purchases

None

PayTrueQR

No in-app purchases

Questions

Is Kody free?
Kody is free to download, with no in-app purchases.
Is PayTrueQR free?
PayTrueQR is free to download, with no in-app purchases.
Do Kody or PayTrueQR have ads?
Neither Kody nor PayTrueQR shows ads.
Which is updated more often, Kody or PayTrueQR?
Kody ships an update every 6 days, and PayTrueQR every 6 months. Most recently, Kody was updated on October 24, 2026 and PayTrueQR on October 10, 2026.

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