Squadmint vs Hagbad

Squadmint is a payments app for you and the people you share money with. Send and receive instantly with no fees, and pool funds together for the things that matter. Send money like paper cash Pay anyone no matter where they are in the world, in seconds with zero fees on every in-app transaction. Share a payment link or scan a QR code, from 1 up to 20,000. One field, one tap, done. Private Pocket Start a group fund as easily as starting a group chat. Send an invite link and let friends and family join. The group's money cannot be withdrawn without your approval, so everyone stays in control and no one can walk off with the pot. Public Pocket Run an open fundraiser with unlimited members. Everyone can see the pooled total and cheer on top contributors, with transparency built in. Simple and private by design Sign in with Google or an email link, no passwords to remember. A 4-digit PIN authorises every payment. Your identity is a simple $handle, so your phone number and email stay private. Native Bitcoin Lightning support lets you scan any Lightning invoice and pay in about a second, still with zero fees. Squadmint. Pockets that pull together.

Hagbad helps people organise and manage group savings. Group savings are when a group of people agree to contribute the same amount of money regularly, and each member receives the total amount once during the cycle. It is a simple way for communities to save money together and access a larger lump sum when it is their turn. For example, if 10 people each contribute £100 every month, the group pot becomes £1,000. Each month a different member receives the £1,000 until everyone has had their turn. This system has existed for generations around the world. You may know it by different names such as: Hagbad Ayuuto Equb Pardna Committee Chit funds ROSCA Hagbad makes it easier to organise and manage these savings groups digitally. Instead of tracking payments through group chats, spreadsheets, or notes, Hagbad keeps everything in one place so members can clearly see contributions and payouts. What you can do with Hagbad Create a group savings circle Invite friends, family, or people you trust Set the contribution amount and payment schedule See the payout order for the group Track who has contributed each round Keep a clear record of the savings cycle Why people use group savings? Group savings help people: Save consistently Access a larger lump sum of money Support each other financially Stay disciplined with saving Hagbad helps make this process organised and transparent for everyone in the group. Save together. Stay organised. Manage your group savings with Hagbad.