Comparison

Squadmint vs FundOnion Pay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Squadmint

Features
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Squadmint is a payments app for you and the people you share money with. Send and receive instantly with no fees, and pool funds together for the things that matter. Send money like paper cash Pay anyone no matter where they are in the world, in seconds with zero fees on every in-app transaction. Share a payment link or scan a QR code, from 1 up to 20,000. One field, one tap, done. Private Pocket Start a group fund as easily as starting a group chat. Send an invite link and let friends and family join. The group's money cannot be withdrawn without your approval, so everyone stays in control and no one can walk off with the pot. Public Pocket Run an open fundraiser with unlimited members. Everyone can see the pooled total and cheer on top contributors, with transparency built in. Simple and private by design Sign in with Google or an email link, no passwords to remember. A 4-digit PIN authorises every payment. Your identity is a simple $handle, so your phone number and email stay private. Native Bitcoin Lightning support lets you scan any Lightning invoice and pay in about a second, still with zero fees. Squadmint. Pockets that pull together.

About

FundOnion Pay

Features
Read full description

Powered by Open Banking, customers pay you directly from their banking app - meaning no card fees, no terminal fees, no chargeback fees, and significantly lower processing cost. It’s simple to use, quick to set up (3 minutes or less), and designed to help hospitality businesses protect their income while delivering a smooth, modern checkout experience. Whether you’re running quick service, fast casual, or full-service offering, FundOnion Pay fits seamlessly into your workflow and improves cashflow from day one. Why restaurants choose FundOnion Pay - Instant, Direct Bank Payments. Customers pay in a few taps through their own banking app, meaning it’s familiar, secure, and lightning fast - Lower Fees. Higher Margins. By removing the costs of card networks and hardware, you keep more of every sale. There are no hidden charges and no surprises. - Real-Time Payment Confirmation. See payments the moment they’re made. So there’s no batch delays and no reconciliation headaches. - Up and Running in Minutes. No complicated onboarding or hardware setup. Just download, activate, and start accepting payments. - More Tips. More Reviews. Our built-in tip booster and Google review prompts help improve staff earnings and grow your online reputation. - Bank-Grade Security. Every payment is authenticated using bank-level biometrics, eliminating the risk of chargebacks and card-not-present fraud. - Build Your Finance Profile Automatically. Each transaction made strengthens your business data - helping you unlock faster, cheaper, and more effective funding solutions through FundOnion so you can help your business grow. - A modern payment experience built for hospitality. Fast, secure, affordable, and effortless. FundOnion Pay helps restaurants & hospitality businesses get paid smarter while giving customers a smoother way to checkout.

Screenshots

Squadmint4 screens
FundOnion Pay4 screens

Verdict

The call

The clearest difference is ads: Squadmint at none against FundOnion Pay's shown. FundOnion Pay's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Squadmint ships an update every 2 months, FundOnion Pay every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Β· 4 level
Squadmint versus FundOnion Pay: the parameters behind the verdict, then further details
ParameterSquadmintFundOnion Pay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 weeks β€” better
AdsNo β€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 β€” better
Further details β€” not scored
Size48 MB74 MB
Age rating4+4+
DeveloperDubesoft (PTY) LTDFundOnion Pay Limited

In-app purchases

None

Squadmint

No in-app purchases

None

FundOnion Pay

No in-app purchases

Questions

Is Squadmint free?
Squadmint is free to download, with no in-app purchases.
Is FundOnion Pay free?
FundOnion Pay is free to download, with no in-app purchases.
Do Squadmint or FundOnion Pay have ads?
FundOnion Pay shows ads; Squadmint does not.
Which is updated more often, Squadmint or FundOnion Pay?
Squadmint ships an update every 2 months, and FundOnion Pay every 2 weeks. Most recently, Squadmint was updated on November 3, 2026 and FundOnion Pay on October 30, 2026.

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