Comparison

XnFun Lite vs EarnUSD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XnFun Lite

Features
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[Main Features] 1. Automatic backup of photos and videos on the mobile phone, the entire process is performed in the background with no interference (supports HEIC images) 2. Browse/download the photos/videos/files backed up on the XnBay device 3. Browse smart recognition results 4. Supports continuous playback of music and favorite lists 5. Manage files on the XnBay device through Folder View Descriptions of App usage permissions: Photos: This permission is required to browse the photos and albums on the mobile phone and for backup. Notifications: This permission is required to give reminders on backup/transmission situations. Location: This permission is required for backup/transmission in the background. Local Network: This permission is required for scanning XnBay Lite devices.

About

EarnUSD

Features
Read full description

EarnUSD is your smart lending rate monitor and yield tracker — built for users who want to stay informed about funding market trends without complexity. SAFE BY DESIGN EarnUSD uses restricted, read-only API access to monitor your portfolio. We never execute trades, transfer funds, or move money. Your assets stay in your own account at all times. We are not a custodian, broker, or money transmitter. KEY FEATURES DAILY YIELD SUMMARY A clean daily push notification at 04:00 UTC shows your lending interest from the previous day across all your supported markets. Wake up informed, no spreadsheet needed. SMART RATE ALERTS Set your own rate thresholds and get pushed the instant market rates exceed your level. Per-market 30-minute cooldown prevents spam. LIVE MARKET CHARTS 24-hour rate timeseries for three supported funding markets. See FRR (Flash Return Rate) trends, identify peak hours, plan your next move. PORTFOLIO DASHBOARD Annualized rate (APR) display. Track principal, interest earned, lending limit usage, and active offers in real time. Multi-currency totals. 7-LANGUAGE SUPPORT English, Traditional Chinese, Simplified Chinese, Vietnamese, Russian, Spanish, and Portuguese (Brazil). Choose at signup or anytime in Settings — a feature most competitors do not offer. NATIVE EXPERIENCE • Light + dark mode auto-follow system • Tap notifications to jump directly to the relevant tab • Per-market notification toggles • Offline state detection with retry SUBSCRIPTION Premium subscribers unlock 24-hour rate charts, alerts across all supported markets, daily yield push, and advanced lending analytics. Manage your subscription at earn-usd.com. DISCLAIMER EarnUSD displays public funding market data via the Bitfinex Funding API. Supported markets are USD, USDT, and BTC funding pools. We are not affiliated with iFinex Inc. Market data is for informational purposes only and does not constitute financial advice. Lending in funding markets carries risks including principal loss, counterparty default, and market volatility. Always do your own research. SUPPORT Email: service@earn-usd.com Web: earn-usd.com FAQ: earn-usd.com/faq Privacy: earn-usd.com/privacy Terms: earn-usd.com/terms

Screenshots

XnFun Lite4 screens
EarnUSD3 screens

Verdict

The call

The clearest difference is update cadence: EarnUSD at every 5 days against XnFun Lite's every 8 months. XnFun Lite's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

XnFun Lite ships an update every 8 months, EarnUSD every 5 days. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.

Scorecard3 real differences Ā· 3 level
XnFun Lite versus EarnUSD: the parameters behind the verdict, then further details
ParameterXnFun LiteEarnUSD
PriceFreeFree
Update frequencyEvery 8 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size64 MB53 MB
Age rating4+17+
DeveloperUniversal Global Scientific Industrial Co., Ltd.Taiwan1996

In-app purchases

None

XnFun Lite

No in-app purchases

None

EarnUSD

No in-app purchases

Questions

Is XnFun Lite free?
XnFun Lite is free to download, with no in-app purchases.
Is EarnUSD free?
EarnUSD is free to download, with no in-app purchases.
Do XnFun Lite or EarnUSD have ads?
Neither XnFun Lite nor EarnUSD shows ads.
Which is updated more often, XnFun Lite or EarnUSD?
XnFun Lite ships an update every 8 months, and EarnUSD every 5 days. Most recently, XnFun Lite was updated on September 18, 2026 and EarnUSD on September 9, 2026.

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