THPay vs PokePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
THPay
This app simplifies managing virtual and physical VISA and Mastercard accounts. It offers quick account opening, global online and offline spending, and easy foreign currency exchange. Track all transactions with detailed historical billing and enjoy secure asset management through advanced encryption.
- Virtual and physical card management
- Fast account opening
- Global online and offline spending
- Foreign currency exchange
- Historical transaction tracking
- Advanced encryption for security
Read full descriptionHide full description
THPay is a product with VISA and Master virtual and physical card functions. It is dedicated to making it easier for users to open accounts and manage their card assets. 1.Fast account opening Users can apply for a bank card and activate their account with a simple operation. It can be used for offline and online consumption in any region or country in the world. 2.Fast Exchange of Foreign Currency Supports users in exchanging money directly to their bank card accounts. 3.Historical Billing APP clearly records each transaction of users, users can filter by type and view by month and currency, which is convenient for users to check their assets. 4.Safety feature APP uses advanced encryption technology ,multiple rounds of verification to protect each user's transaction information and ensure asset security.
PokePay
This app offers virtual and physical Visa credit cards that allow direct payment with major cryptocurrencies. It features a multi-currency shared wallet with customizable deduction order and advanced security measures. Additionally, it provides multi-currency virtual accounts for efficient cross-border fund management and T+0 settlement.
- Virtual and physical Visa credit cards
- Direct crypto payments (BTC, ETH, USDT, USDC)
- Multi-currency shared wallet
- Advanced security features (3DS, AI risk control)
- Global online/offline payments
- Multi-currency virtual accounts
- T+0 millisecond settlement
Read full descriptionHide full description
覈心產品與服務 1.虛擬與實體Visa信用卡 PokeCard提供無縫的支付體驗,覆蓋傳統與加密資產使用場景: 支持加密貨幣直接支付:涵蓋BTC、ETH、USDT、USDC等主流加密資產。 多幣種共亯錢包:餘額共亯功能,自定義扣款順序,讓支付更加靈活高效。 高級安全保障:3DS驗證、AI風控監控、自助鎖卡及實时交易提醒,全面保障交易安全。 全球支付便捷:虛擬卡快速開通,實體卡支持全球線上線下支付與ATM提現。 多場景應用:滿足訂閱、跨境購物和旅行支付等全方位需求。 2.多幣種虛擬帳戶(VA) 高效管理跨境資金的理想工具: 多幣種收款與支付:支持美元、歐元、港幣等多幣種資金流轉。 跨境業務專屬設計:優化跨境電商和國際貿易企業的資金結算流程。 實时透明結算:T+0毫秒級結算,大幅降低企業和個人的資金周轉壓力。
Screenshots
Verdict
The clearest difference is review sentiment: THPay at 83% against PokePay's 24%. THPay also leads on rating (4.4 vs 2.2). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
THPay holds the better App Store score, 4.4 against 2.2. Both are backed by a comparable volume of ratings — 14 and 37 respectively. Written reviews point the same way: 83% of THPay's written reviews are positive against 24% of PokePay's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 11, 2026 and September 25, 2026 respectively.
| Parameter | THPay | PokePay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (14 ratings) — better | 2.2 (37 ratings) |
| Positive reviews | 83.3% of reviews — better | 24.1% of reviews |
| Number of ratings | 14 | 37 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 75 MB | 110 MB |
| Age rating | 17+ | 17+ |
| Developer | GLOBAL SMART CONSUMPTION ALLIANCE LIMITED | PokePay |
Customer experience
THPay
PokePay
In-app purchases
THPay
No in-app purchases
PokePay
No in-app purchases









