MinatPay vs Cool Data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MinatPay
Easily purchase affordable airtime, data bundles, and pay bills like TV subscriptions and electricity. Convert excess airtime to cash and get instant discounts on all transactions. Secure your wallet with a 4-digit PIN.
- Affordable airtime and data bundles
- Convert airtime to cash
- Pay TV subscriptions
- Electricity bill payment
- Instant discounts
- Secure transaction PIN
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MinatPay is a one-stop app for Nigerians who wish to purchase affordable airtime, data bundles, convert their airtime to cash, Pay TV subscriptions and electricity bills. You can pay your bills anywhere and at any time with MinatPay's app. We have multiple payment options when funding your wallet or making purchases. Our Services - Instant recharge of Airtime and Data bundle for MTN, Glo, Airtel, 9mobile e.t.c. - Instant activation of DStv, GOtv and Startimes subscription. - Electricity Bill Payment e.g EKEDC, IKEDC, AEDC e.t.c. - Recharge card printing. - Purchase of WAEC, NECO and JAMB e-pin. - Convert Excess airtime to Cash Your MinatPay account is secured with a 4-digit transaction Pin to avoid unauthorised transactions from your wallet. Get INSTANT DISCOUNT on all purchases. *Contact* Need help? Got some feedback for us? Email us: support@minatpay.com or minatpay@gmail.com Call us: 09138796779
Cool Data
Purchase affordable data, airtime, electricity tokens, and TV subscriptions. Earn commissions by acting as an agent or by referring friends who use the platform.
- Purchase low-cost data subscriptions
- Buy airtime for all networks
- Subscribe to electricity tokens
- Pay for TV cable services
- Earn commissions as an agent
- Refer friends and earn
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Cool Data is the best platform for purchasing low-cost data subscriptions, airtime, electricity tokens, Education pins, and TV cables (GOTV, DSTV, STARTIMES) As our agents, you buy 1GB for as little as 275 naira and make big commissions per transaction. You can also refer your friends to CoolData and earn on all their transactions CoolData is available for all services. Buy Airtime: Get fast airtime for all networks including MTN, GLO, 9MOBILE, AIRTEL, and more. Buy power: Subscribe to your meter, purchase an electricity token. AEDC, IBEDC, and KAEDCO etc Buy Cheap Data: Cheap data subscriptions available for all networks Buy Cable TV Subscriptions: Subscribe to your GOTV, DSTV, and STARTIMES with fast connections
Screenshots
Verdict
The clearest difference is review sentiment: MinatPay at 50% against Cool Data's 0%. MinatPay also leads on update cadence (monthly vs every 11 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MinatPay ships an update monthly, Cool Data every 11 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | MinatPay | Cool Data |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (27 ratings) — better | — |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 27 — better | — |
| Update frequency | Monthly — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 51 MB | 77 MB |
| Age rating | 4+ | 17+ |
| Developer | SMD TECHNOLOGIES LIMITED | Holladata Nigeria Limited |
Customer experience
MinatPay
Cool Data
In-app purchases
MinatPay
No in-app purchases
Cool Data
No in-app purchases
