Pagarva vs Klorah
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pagarva
This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.
- Accept payments from multiple methods
- Instant deposits to bank account
- Professional interface for micro-businesses
- Customer or business pays transaction fees
- Multilingual support
- Organized income tracking
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All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.
Klorah
Generate professional invoices and client agreements quickly using AI. Send invoices as shareable links and streamline the signature collection process for your business.
- AI-generated client agreements
- Quick invoice creation
- Shareable invoice links
- Signature collection
- Professional document generation
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Create Invoices Quickly create and send out invoices as links for clients Using the power of AI you can now have your client agreements created for you, then all you have to do is collect the signatures
Screenshots
Verdict
The clearest difference is in-app purchases: Pagarva at none against Klorah's 2. Klorah's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (15.1 vs 18.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Klorah sells 2 in-app purchases, starting at $17.00 per month. Pagarva asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Pagarva against 5.0 for Klorah. Both are backed by a comparable volume of ratings — 5 and 10 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Pagarva ships an update every 2 weeks, Klorah weekly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Pagarva | Klorah |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (10 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 | 10 — better |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 139 MB | 33 MB |
| Age rating | 17+ | 4+ |
| Developer | PAGARVA INC | Klorah, Inc |
Customer experience
Pagarva
Klorah
In-app purchases
Pagarva
No in-app purchases
Klorah
- Klorah Pro Annual$17.001 Month
- Klorah Pro Annual$143.991 Year









