Pagarva vs PerkRadar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pagarva
This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.
- Accept payments from multiple methods
- Instant deposits to bank account
- Professional interface for micro-businesses
- Customer or business pays transaction fees
- Multilingual support
- Organized income tracking
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All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.
PerkRadar
Effortlessly manage all your credit card benefits in one central location. Avoid missing out on valuable credits and ensure you maximize your card's perks before they expire. Receive timely alerts and track your usage history.
- Track multiple credit cards
- Monitor benefit balances
- Benefit reset date monitoring
- Expiration alerts
- Usage history tracking
- Visual progress bars
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PerkRadar helps you track and maximize all your credit card benefits in one place. Never miss a credit or let a perk expire again! KEY FEATURES: • Track Multiple Cards - Add and monitor all your credit cards • Benefit Tracking - See remaining balances for travel credits, dining credits, and more • Reset Date Monitoring - Know exactly when benefits reset • Expiration Alerts - Get notified before credits expire • Usage History - Track how you've used your benefits • Progress Tracking - Visual progress bars show usage at a glance PRO FEATURES (One-time purchase): • Unlimited Cards - Track as many cards as you need • Custom Perks - Add your own benefits not in our database • Perk Insights - Analytics on usage, waste, and performance • Customized Notifications - Choose which benefits trigger alerts • Quick App Access - One-tap access to related apps (DoorDash, Uber, etc.)
Screenshots
Verdict
The clearest difference is rating: PerkRadar at 5.0 against Pagarva's 4.2. Pagarva's advantage is in-app purchases (none vs 1) and ratings volume (5 vs 1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PerkRadar sells 1 one-off in-app purchase. Pagarva asks for nothing beyond the download.
PerkRadar holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Pagarva has 5 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.
| Parameter | Pagarva | PerkRadar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 137 MB | 4 MB |
| Age rating | 17+ | 4+ |
| Developer | PAGARVA INC | Xueqian Chen |
Customer experience
Pagarva
PerkRadar
In-app purchases
Pagarva
No in-app purchases
PerkRadar
- PerkRadar Pro$4.99









