Pagarva vs Lazybook

All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.

Lazybook is the simple bookkeeping app for sole traders, tradespeople, and freelancers who'd rather run their books in minutes than wrestle with spreadsheets. See your real income at a glance, send invoices and quotes that get paid, capture every receipt, and keep your business records organized — wherever you are. KNOW YOUR NUMBERS Watch your total income and net profit update in real time, so you always know exactly where your business stands. GET PAID FASTER Create and send professional invoices in seconds, then track what's paid and what's overdue at a glance — no more chasing in the dark. SEND QUOTES IN SECONDS Win more work with clean, professional quotes you can send on the spot and turn into invoices when accepted. NEVER LOSE A RECEIPT Snap and file receipts the moment you spend, so nothing goes missing when it's time to do your tax. ORGANISE YOUR EXPENSES Sort spending into tidy folders — Fuel, Materials, Travel and more — with quick-add and a clear running total. SHARE WITH YOUR ACCOUNTANT Export your financial data cleanly and keep your records perfectly prepared for tax season. BUILT FOR INDEPENDENT PROFESSIONALS Multi-currency support, a clean dashboard, and everything in one place. Perfect for cleaners, contractors, freelancers, trades and any independent professional who wants their finances sorted. Download Lazybooks and take the stress out of bookkeeping. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lazybooks.co.uk/privacy-policy