Comparison

Mobilum Pay vs Pay by Sovren

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobilum Pay

Manage your payment cards and money with this modern financial service. Enjoy features like virtual and physical cards, contactless payments, ATM withdrawals, and currency exchange. Seamlessly integrate with Apple Pay and Google Pay for fast, secure transactions.

Highlights
  • Virtual and physical cards
  • Contactless payments
  • ATM withdrawals
  • Currency exchange
  • Card payment history
  • Apple Pay & Google Pay integration
Features
Read full description

Mobilum Pay - your balance, your rules! Discover modern financial services with Mobilum Pay. Download the app and enjoy full control over your payment cards and money. Mobilum Pay features: - Virtual and physical cards: Easy top-ups and flexible payments. - Contactless payments: Seamless shopping experience. - ATM withdrawals: Cash available in MasterCard-supported countries. - Currency exchange: Instantly swap between USD, EUR, and PLN. - Loans: Soon available. - Manage all your cards: Check your payment history and set limits. - Apple Pay & Google Pay: Fast and secure mobile payments. With Mobilum Pay, card payments have never been easier. Try the app today and experience the comfort of managing your finances your way. Need help? Contact us at: support@mobilum.com

About

Pay by Sovren

Manage your digital assets and blockchain rewards securely. Send and store supported cryptocurrencies with advanced encryption. This platform offers peer-to-peer payments and transparency in the digital finance world.

Highlights
  • Peer-to-peer crypto payments
  • Digital asset wallet
  • Manage blockchain rewards
  • Advanced encryption security
  • Supports ETH, USDT, OPT tokens
Features
Read full description

Welcome to Pay by Sovren, your all-in-one peer payment app and secure wallet for managing Optio blockchain rewards. From managing your tokens to sending supported digital assets to others, Pay by Sovren puts you in control. Key Features - Peer-to-Peer Payments: Send supported digital assets safely to other users, anytime. - Digital Wallet: Store and manage ETH, USDT, OPT, and other supported tokens. - Blockchain Rewards: View and manage rewards generated through the Optio network. - Security First: Guard your assets with advanced encryption. Why Pay by Sovren? Pay by Sovren goes beyond basic payments. It’s your place for control, transparency, and financial independence in the digital world. Join us in reshaping the future of blockchain-powered payments. Download Pay by Sovren now and manage your digital assets and Optio-based rewards in one secure place.

Screenshots

Mobilum Pay4 screens
Pay by Sovren4 screens

Verdict

The call

The clearest difference is rating: Pay by Sovren at 4.7 against Mobilum Pay's 3.0. Pay by Sovren also leads on review sentiment (90% vs 50%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay by Sovren holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Pay by Sovren has 64 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of Mobilum Pay's written reviews are positive against 90% of Pay by Sovren's.

UpkeepUpdate frequency

Mobilum Pay ships an update every 2 weeks, Pay by Sovren weekly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
Mobilum Pay versus Pay by Sovren: the parameters behind the verdict, then further details
ParameterMobilum PayPay by Sovren
PriceFreeFree
Rating3.0 (10 ratings)4.7 (64 ratings) — better
Positive reviews50.0% of reviews90.0% of reviews — better
Number of ratings1064 — better
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size65 MB46 MB
Age rating4+17+
DeveloperMobilum Pay Sp. z o. o.Sovren Technologies, Inc.

Customer experience

Mobilum Pay

All ratings10 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Pay by Sovren

All ratings64 ratings
Positive90.6%
Neutral3.1%
Negative6.3%
Written reviews30 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

Bugs and requests

Mobilum Pay

Not enough reviews yet to summarise bugs or requests.

Pay by Sovren

Reported bugs

3 issues
  • Does not work, does not recognize my email
  • Terrible update it just flashes white
  • Does not work, won’t recognize my email address.

Requested features

2 requests
  • $SOL and $SUI support
  • Stablecoin support

In-app purchases

None

Mobilum Pay

No in-app purchases

None

Pay by Sovren

No in-app purchases

Questions

Is Mobilum Pay free?
Mobilum Pay is free to download, with no in-app purchases.
Is Pay by Sovren free?
Pay by Sovren is free to download, with no in-app purchases.
Which has better reviews, Mobilum Pay or Pay by Sovren?
Pay by Sovren is rated higher. Mobilum Pay averages 3.0 out of 5 from 10 ratings, while Pay by Sovren averages 4.7 from 64 ratings.
Do Mobilum Pay or Pay by Sovren have ads?
Mobilum Pay shows ads; Pay by Sovren does not.
Which is updated more often, Mobilum Pay or Pay by Sovren?
Mobilum Pay ships an update every 2 weeks, and Pay by Sovren weekly. Most recently, Mobilum Pay was updated on November 3, 2026 and Pay by Sovren on November 8, 2026.

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