Comparison

Watersoft Fact App vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Watersoft Fact App

Features
Read full description

Watersoft Fact : es una solución Administrativa y financiera para todo tipo de empresa sin importar su tamaño y estructura, que brinda la mayor facilidad de uso, Seguridad y disponibilidad de datos. Multi-monedas Multi-empresa Aplicación móvil para ventas y analítica Aplicación móvil para ventas rancheras Transacciones por documentos Notificaciones en la App de cambios en registros Envíos de facturas/Estados por email y WhatsApp Facturación de conduce. Facturación recurrente (automáticas) Punto de Ventas y Toma de órdenes. Transacciones entre Almacenes. Reimpresión de Transacciones individuales y en masiva. Cuadres de Caja y envío de estos al WhatsApp y notificación en el App y mucho mas

About

Préstamos CLOUD

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

Highlights
  • Loan management (daily, weekly, monthly)
  • Customer and product management
  • Sales and expense tracking
  • Interest and default calculation
  • User access control
  • Legal contract creation
  • Daily data backups
Features
Currently charting
Read full description

PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

Watersoft Fact App4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is in-app purchases: Watersoft Fact App at none against Préstamos CLOUD's 11. Préstamos CLOUD's advantage is update cadence (fortnightly vs every 3 months) and chart position (#200 vs unranked). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. Watersoft Fact App asks for nothing beyond the download.

UpkeepUpdate frequency

Watersoft Fact App ships an update every 3 months, Préstamos CLOUD fortnightly. The most recent releases landed on October 14, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 7 level
Watersoft Fact App versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterWatersoft Fact AppPréstamos CLOUD
PriceFreeFree
Rating—4.4 (22 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—22 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
Best chart rank—#200 — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.215.6 — better
Further details — not scored
Size70 MB47 MB
Age rating4+4+
DeveloperJose Angel HernandezCLOUD SERVICES INTERNATIONAL LLC

In-app purchases

None

Watersoft Fact App

No in-app purchases

10 purchases

Préstamos CLOUD

Subscriptions10
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 7 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • Plan eco anual$161.991 Year
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is Watersoft Fact App free?
Watersoft Fact App is free to download, with no in-app purchases.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Do Watersoft Fact App or Préstamos CLOUD have ads?
Neither Watersoft Fact App nor Préstamos CLOUD shows ads.
Which is updated more often, Watersoft Fact App or Préstamos CLOUD?
Watersoft Fact App ships an update every 3 months, and Préstamos CLOUD fortnightly. Most recently, Watersoft Fact App was updated on October 14, 2026 and Préstamos CLOUD on October 27, 2026.

Other comparisons