Surf Wallet vs Tomo.inc
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Surf Wallet
This application serves as a premier zero-knowledge wallet for Web3 interactions. It offers a secure and private way to manage digital assets and engage with decentralized applications.
- Zero-knowledge wallet
- Web3 integration
- Secure asset management
- Private transactions
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Unveiling the leading zk-wallet for Web3
Tomo.inc
This app is a Web3 social wallet that simplifies crypto management and trading. It allows users to connect with social accounts, manage assets across multiple blockchains, and engage with token-based communities. Discover decentralized applications and easily add funds from your bank account.
- Social account login
- Multi-blockchain asset management
- Crypto trading and swapping
- Token-based community chat
- DApp explorer
- Bank account on-ramp
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Tomo Wallet is your all-in-one Web3 social wallet designed to bring the mass adoption of crypto. EASY SETUP & LOGIN Log in effortlessly with your social accounts. MANAGE YOUR ASSETS Easily manage assets across all major blockchain networks, including Bitcoin, Solana, Ton, and Cosmos. Send and receive crypto seamlessly. TRADE CRYPTO Buy, sell, trade and swap crypto with ease, across all popular chains. STAY CONNECTED Chat, stream, post content, make friends, and join token-based communities. Engage with the community and share your crypto journey. DISCOVER & EXPLORE Explore innovative decentralized apps with Dapp explorer. ON-RAMP Add funds directly from your bank account and trade your favorite assets without hassle. SUPPORT & TERMS Have feedback? Please contact us at https://t.me/tomoinc Terms of service available at https://tomo.inc/terms Disclosure Tomo is not a broker or exchange and does not provide investment advice. Cryptocurrencies can be highly volatile and unpredictable. The price data displayed in the app may be inaccurate or delayed. Third-party providers facilitate conversion between fiat and cryptocurrencies. All transactions are conducted on the blockchain using the self-custodial wallet connected to your account. Tomo serves as a visual interface to decentralized blockchain exchanges and does not directly exchange, develop, create, maintain, or endorse cryptocurrencies. Use Tomo for educational and speculative purposes only. Always conduct your research before making any financial decisions. Tomo is designed to be a comprehensive power app that meets all your Web3 needs. Join us and explore the endless possibilities of the crypto world.
Screenshots
Verdict
The clearest difference is review sentiment: Tomo.inc at 71% against Surf Wallet's 23%. Tomo.inc also leads on rating (4.3 vs 3.3) and update cadence (weekly vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tomo.inc holds the better App Store score, 4.3 against 3.3. Both are backed by a comparable volume of ratings — 25 and 60 respectively. Written reviews point the same way: 23% of Surf Wallet's written reviews are positive against 71% of Tomo.inc's.
Surf Wallet ships an update every 6 weeks, Tomo.inc weekly. Both last shipped on November 3, 2026.
| Parameter | Surf Wallet | Tomo.inc |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (25 ratings) | 4.3 (60 ratings) — better |
| Positive reviews | 23.4% of reviews | 71.1% of reviews — better |
| Number of ratings | 25 | 60 — better |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 39 MB | 196 MB |
| Age rating | 17+ | 17+ |
| Developer | Surf Labs Inc. | Unyx Inc |
Customer experience
Surf Wallet
Tomo.inc
User reviews
Surf Wallet
From 25 App Store ratingsWhat we love
- 👍 Easy to use for beginners
- 🚀 Fast and seamless transactions
- 💡 Good browser with multiple tabs
- 👍 Professional wallet
- 💡 Presets with many Dapps
Room to improve
- 🐛 Swap button missing
- 🐛 App crashes frequently
- 🐛 Transaction failures
- 🐛 Cannot access vault
- 🐛 Hidden fees
Tomo.inc
From 60 App Store ratingsWhat we love
- 👍 Innovative social + crypto integration
- 👍 Great user experience for newcomers
- 👍 Smooth UI and design
- 👍 Connects users and creators effectively
- 👍 Promising Web3 social app
Room to improve
- 😞 Login issues (email, Twitter)
- 😞 Unable to withdraw coins
- 😞 High commissions/fees
- 😞 Confusing app interface
- 😞 No desktop version
Bugs and requests
Surf Wallet
Reported bugs
13 issues- Swap button is gone
- Dapp no longer available
- Vault lagging
- Transaction failed
- App keeps closing when signing transactions
Show 8 moreShow fewer
- Cannot send assets or make swaps
- App crashes when connecting to Cetus
- Coins not appearing in search
- Login fails after reinstallation with error
- Cannot supply additional SUI to Scallop
- FaceID unlock leads to user cancellation
- Cannot add more than 999 Sui to Navi Protocol
- Fuddies nft not displayed
Requested features
3 requests- Include a swap button
- Bookmark Dapps and sites
- Coin pinning feature like SUI wallet
Tomo.inc
Reported bugs
7 issues- Login email address repeatedly stated as repeated
- Unable to withdraw coins
- Stole crypto (user claim)
- Cannot buy items due to commissions
- Wallet activation not working
Show 2 moreShow fewer
- Deposit wallet address does not change when switching accounts
- Cannot activate wallet / button not triggering
Requested features
4 requests- Desktop version needed
- Improve login options (e.g., Twitter)
- Better documentation/tutorials
- More clarity on fees and transactions
In-app purchases
Surf Wallet
No in-app purchases
Tomo.inc
No in-app purchases
