kazam vs Vivere

kazam Money Manager is an easy-to-use app that allows you to have complete control over your money, meaning- - You can put your money in a regulated safe-keeping account that can earn you interest at no cost to you, and without any unauthorized deductions; - You can spend your money at merchants and service providers, as well as make in-app purchases; - You can send money to dependants, family, friends and other individuals, wherever they are in South Africa in real-time and at a low cost; - You can receive money that other kazam users have sent to you, for example, your salary or wages, gifts, etc.; and - You can create payment requests to give or send to people who need to pay you. To benefit from the above you only need a smart phone – no bank account is required. kazam Money Manager has been built on the kazam Payment Network which is a revolutionary low cost, all-in-one, comprehensive financial solution that focusses on the protection and enhancement of savings while at the same time providing convenient and easy transacting capability – for both businesses and individuals alike. This means it is an inclusive, affordable solution that is accessible to all South Africans as it empowers users to transact and save.

The Vivere multi-currency card mobile application that makes accessing, managing and spending your money a borderless experience.