NextGen 529 vs 529 Tracker

The Active Investor app provides a secure, user-friendly platform to access and manage your account from your mobile device. With powerful, easy-to-use tools at your fingertips, plus built-in fraud protection, you have the security and convenience you want to manage your financial freedom. • Get seamless on-the-go access to your accounts across both desktop and mobile devices • Sign in to your account quickly with a secure login and forgotten password process  • Easily navigate with “Quick Links” to commonly used functions • View account balances and transaction history • Create and manage automatic investments and withdrawals • Update personal and beneficiary information  • Get SMS text alerts for online activity: financial transactions, account maintenance, and profile changes • Sign up for digital statements and tax forms Use your existing Active Investor user ID and password to access your accounts on your phone. It’s that simple. IMPORTANT: If your NextGen 529 account is held at Merrill, you will not be able to access your account using this app. Speak with your Merrill financial advisor or a Merrill Edge Customer Service Representative, for more information.

Finally — a 529 plan tracker that actually gets it. Not just an account balance app - but a complete tool to guide you through the entire process of how to correctly use your 529 education plan money!!! If you're saving for college or K-12 with a 529 plan, you already know the hard part isn't just saving. It's keeping track of what qualifies, when withdrawals happen, which receipts support each expense, and what information you may need when tax season arrives. 529 Tracker helps you organize your 529 expenses, withdrawals, receipts, scholarships, and reports in one place. No more spreadsheets. No more shoeboxes of receipts. No more guessing where the numbers came from. Just a clean, focused app built to help families stay organized year-round. Version 3.4 improves student-specific expense limits, calendar-year withdrawal matching, scholarship coordination, and AOTC-adjusted tax summaries. It also strengthens support for older saved records and verifies student-loan repayment history before saving new or edited entries. HERE'S WHAT YOU'LL LOVE • Ask the built-in AI Assistant questions in plain English about your tracked data, summaries, projections, alerts, and app features • See how much your tracked expenses make eligible for 529 withdrawal • Track expenses by category: tuition, room and board, books, technology, K-12 education, student loan repayments, and more • Snap a photo or attach a PDF receipt to transactions • Forecast your 529 balance year-by-year through graduation • Manage multiple students and 529 account balances • Reconcile Form 1099-Q against your tracked expenses • Generate PDF and CSV reports for your records or tax professional • Coordinate expenses with the American Opportunity Tax Credit (AOTC) • Get year-end reminders before the December 31 calendar-year deadline • Sync your data across iPhone, iPad, and Mac • Use built-in help and tutorials to learn each major workflow BUILT AROUND THE DETAILS THAT MATTER 529 Tracker is designed around IRS Publication 970 to help you organize: Cost of Attendance (COA) limits on room and board • Scholarship and grant reductions to qualified expenses • Calendar-year matching between expenses paid and withdrawals • Enrollment and housing requirements • K-12 annual limits • The $10,000 lifetime student loan repayment limit • AOTC coordination • Academic terms that span calendar years Keep expenses organized by student and payment year, even when an academic term crosses December and January. Clearer alerts help identify missing information that may affect eligibility. PERFECT FOR Parents and grandparents who: Have one or more students using a 529 plan • Want a clearer answer to “how much can I withdraw this year?” • Are done with spreadsheets, sticky notes, and tax-season scrambling • Want organized records for themselves or their tax professional • Care about staying on top of things year-round SUBSCRIPTION 529 Tracker is available as a monthly or annual subscription: Monthly: $5.99 • Annual: $54.99 Both plans unlock every feature, sync across your Apple devices, and include ongoing app updates. Cancel anytime through your Apple ID. PRIVACY We do not sell your data or use it for advertising. Your records are securely stored and synced using Firebase infrastructure. The optional AI Assistant uses Google Gemini through Firebase AI Logic to generate answers when you choose to ask a question. A QUICK NOTE 529 Tracker is an organizational tool, not a replacement for professional tax, legal, or financial advice. Calculations are based on the data you enter and are designed to help you organize information around current IRS guidance. Always consult a qualified tax professional for advice specific to your situation. WE'D LOVE TO HEAR FROM YOU Questions? Feedback? Feature ideas? Email us anytime at support@charliemikestudios.com. Built with care by Charlie Mike Studios. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/