RefTown Mobile vs Settle the Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RefTown Mobile
Manage your officiating schedule on the go. View upcoming games, connect with other officials, and update your availability directly from your phone. Streamline your sports officiating with this convenient mobile tool.
- View upcoming games
- Accept/decline game assignments
- Access official contact information
- Update availability
- Phone-native experience
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A phone-native RefTown.com experience that brings a simple view of upcoming games, fellow officials, and availability. The app gives the ability to view/accept/decline games, access contact info for officials in your organization, and view/change availability for future dates.
Settle the Card
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Score the round. Settle the card. Settle the Card is a golf score and round-tracking app built for you. Run Nassau, track presses and side games, and see clear settlement summaries when the round is done. FREE — GREAT FOR A LOCAL FOURSOME • Nassau scoring (stroke and match formats) • Front, back, and overall with settlement summaries • Course-ready scorecard: grid, focus, and vertical layouts • Roster setup, drink holes, and auto-advance • Up to 4 players on one phone PRO — MORE GAMES, CLOUD ROUNDS, NO ADS Upgrade once with a single in-app purchase (no subscription): • Fairway Sync — host or join a round with a game code from another phone • Skins, best ball, match play, Las Vegas, Sixes, junk dots, and more • Nassau presses and one-off side wagers • Larger groups (5+ players locally; more in cloud rounds) • Ad-free experience BUILT FOR THE CART • Fast hole-by-hole entry on the course • Net and gross scoring with handicaps • Shareable settle summaries for the group IMPORTANT Settle the Card is a social scoring tool for golf games among friends. It does not collect, hold, or transfer money between players for on-course wagers or settlements. Pro is purchased through the App Store. Restore purchases anytime from the app. Privacy policy: https://settlethecard.golf/privacy/ Terms: https://settlethecard.golf/terms/ Support: contact@settlethecard.golf
Screenshots
Verdict
The clearest difference is in-app purchases: RefTown Mobile at none against Settle the Card's 1. RefTown Mobile also leads on update cadence (every 2 weeks vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settle the Card sells 1 one-off in-app purchase. RefTown Mobile asks for nothing beyond the download.
RefTown Mobile ships an update every 2 weeks, Settle the Card every 4 weeks. The most recent releases landed on November 3, 2026 and October 17, 2026 respectively.
| Parameter | RefTown Mobile | Settle the Card |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (12 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 28 MB | 3 MB |
| Age rating | 4+ | 12+ |
| Developer | Camron Rust | Settle the Card LLC |
In-app purchases
RefTown Mobile
No in-app purchases
Settle the Card
- Settle the Card Pro$9.99
Questions
Is RefTown Mobile free?
Is Settle the Card free?
Do RefTown Mobile or Settle the Card have ads?
Which is updated more often, RefTown Mobile or Settle the Card?
Other comparisons
