The Checkbook vs Basic Budget+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Checkbook
Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.
- Real-time transaction tracking
- Upcoming bill and deposit scheduling
- Bank account reconciliation
- Multiple account management
- Customizable color themes
- Transaction search and filtering
- Recurring transaction setup
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Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.
Basic Budget+
Manage your finances with a simple ledger. Track multiple account types, transfers, and view basic reports. Quickly record transactions and understand your spending habits without linking financial accounts.
- Multiple account types
- Transfers between accounts
- Basic reporting
- Quick transaction entry
- Transaction recall
- No financial account linking
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A basic ledger that allows for multiple account types, transfers between accounts, and basic reporting. Quick entries on app open and transaction recall make this a simple and quick way to manage your finances and see where your spending habits are without connecting your financial information anywhere.
Screenshots
Verdict
The clearest difference is price: Basic Budget+ at Free against The Checkbook's $4.99. Basic Budget+ also leads on in-app purchases (none vs 2) and rating (5.0 vs 4.8). The Checkbook's advantage is ratings volume (970 vs 1) and chart position (#31 vs unranked). On update cadence, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Basic Budget+ is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Basic Budget+ asks for nothing beyond the download.
Basic Budget+ holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: The Checkbook has 970 ratings behind it against 1, so its average is the more settled of the two.
The Checkbook ships an update fortnightly, Basic Budget+ every 2 weeks. The most recent releases landed on October 13, 2026 and October 1, 2026 respectively.
| Parameter | The Checkbook | Basic Budget+ |
|---|---|---|
| Price | $4.99 | Free — better |
| Rating | 4.8 (970 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 76.1% of reviews | — |
| Number of ratings | 970 — better | 1 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | Free |
| Best chart rank | #31 — better | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Four One Four 213, LLC | Furious Rhino |
Customer experience
The Checkbook
Basic Budget+
Bugs and requests
The Checkbook
Reported bugs
3 issues- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected
Requested features
6 requests- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion
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- 🔒 Backup and restore options
Basic Budget+
Not enough reviews yet to summarise bugs or requests.
In-app purchases
The Checkbook
- Shared Storage - Monthly$1.991 Month
- Shared Storage - Annual7 Days trial$19.991 Year
Basic Budget+
No in-app purchases
Questions
Is The Checkbook free?
Is Basic Budget+ free?
Which has better reviews, The Checkbook or Basic Budget+?
Do The Checkbook or Basic Budget+ have ads?
Which is updated more often, The Checkbook or Basic Budget+?
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