Comparison

Monnio vs Moatly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monnio

Features
Read full description

Monnio is here to remove the complexity of tracking crypto investments, empowering our users to make better and faster decisions with real-time insights, and giving you back time to focus on your journey of building wealth. We use top-notch technology running on top of the most widely used blockchains. Monnio doesn't require you to connect your wallet, as we believe privacy is one of the most important aspects of your investment journey. With Monnio, you have a simple and secure experience, allowing you to stay on top of your investments. This is why we built Monnio for you—to reflect our beliefs. Install Monnio today, add your wallets, uncover token opportunities with real-time strategies, and see what we’ve lined up for you! ;)

About

Moatly.

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

Highlights
  • Moatly Valuation Framework
  • Automated financial data
  • Personalized Meaning score
  • Stock ideas based on Circle of Competence
  • Unlimited Watchlist with alerts
  • AI mentor and analyst
  • Scenario testing
Features
Read full description

Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.

Screenshots

Monnio4 screens
Moatly.4 screens

Verdict

The call

The clearest difference is update cadence: Moatly. at weekly against Monnio's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monnio sells 4 in-app purchases, starting at $7.99 per month and Moatly. sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monnio ships an update monthly, Moatly. weekly. The most recent releases landed on September 30, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Monnio versus Moatly.: the parameters behind the verdict, then further details
ParameterMonnioMoatly.
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0.0
Further details — not scored
Size111 MB42 MB
Age rating4+4+
DeveloperMonnio LLCelloBEE, LLC.

In-app purchases

4 purchases

Monnio

Subscriptions4
  • Monnio Pro Monthly$7.991 Month
  • Monnio Premium Monthly$11.991 Month
  • Monnio Pro Annual3 Days trial$49.991 Year
Show 1 more
  • Monnio Premium Annual3 Days trial$99.991 Year
2 purchases

Moatly.

Subscriptions2
  • Moatly Investor1 Month trial$14.991 Month
  • Moatly Investor + AI1 Month trial$24.991 Month

Questions

Is Monnio free?
Monnio is free to download, with in-app purchases available.
Is Moatly. free?
Moatly. is free to download, with in-app purchases available.
Do Monnio or Moatly. have ads?
Neither Monnio nor Moatly. shows ads.
Which is updated more often, Monnio or Moatly.?
Monnio ships an update monthly, and Moatly. weekly. Most recently, Monnio was updated on September 30, 2026 and Moatly. on October 5, 2026.

Other comparisons